Bread Financial Holdings, Inc.BFHNYSE
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Cash Generation ExpandingExpanding
Percentile Rank86
3Y CAGR+5.5%
5Y CAGR+2.7%
Studio
Year-over-Year Change

Operating cash flow minus capital expenditures

3Y CAGR
+5.5%/yr
vs -8.6%/yr prior
5Y CAGR
+2.7%/yr
Consistent
Acceleration
+14.2pp
Accelerating
Percentile
P86
Within normal range
vs 5Y Ago
1.1x
Modest growth
Streak
1 yr
Consecutive growthExpanding
PeriodValueYoY Change
2025$2.09B+12.5%
2024$1.86B-6.4%
2023$1.99B+11.6%
2022$1.78B+22.0%
2021$1.46B-20.2%
2020$1.83B+70.1%
2019$1.08B-57.9%
2018$2.56B+7.2%
2017$2.38B+26.7%
2016$1.88B-