COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company's net loss rate and delinquency rate for the periods indicated: For the month ended December 31, 2025 For the three months ended December 31, 2025 (dollars in millions) End-of-period credit card and other loans $ 18,805 $ 18,805 Average credit card and other loans $ 18,474 $ 17,961 Year-over-year change in average credit card and other loans (1 %) (1 %) Net principal losses $ 116 $ 336 Net loss rate 7.4 % 7.4 % As of December 31, 2025 As of December 31, 2024 (dollars in millions) 30 days + delinquencies – principal $ 971 $ 1,034 Period ended credit card and other loans – principal $ 16,886 $ 17,418 Delinquency rate 5.8 % 5.9 % About Bread Financial ® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.