Bread Financial Holdings, Inc.BFHNYSE
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Operating Margin Over TimeContracting
Percentile Rank14
3Y CAGR+24.0%
5Y CAGR-13.5%
Year-over-Year Change
Operating income as a percentage of revenue
3Y CAGR
+24.0%/yr
vs -31.4%/yr prior
5Y CAGR
-13.5%/yr
Recent acceleration
Acceleration
+55.4pp
Accelerating
Percentile
P14
Within normal range
vs 5Y Ago
0.5x
Contraction
Streak
1 yr
Consecutive growthContracting
| Period | Value | YoY Change |
|---|---|---|
| 2025 | 13.07% | +64.6% |
| 2024 | 7.94% | -57.6% |
| 2023 | 18.71% | +172.7% |
| 2022 | 6.86% | -78.5% |
| 2021 | 31.93% | +18.5% |
| 2020 | 26.94% | -31.0% |
| 2019 | 39.05% | +25.9% |
| 2018 | 31.01% | +11.9% |
| 2017 | 27.73% | +56.4% |
| 2016 | 17.73% | - |