Consumer Portfolio Services, Inc.CPSSNASDAQ

Revenue (LTM)

$428M

+8.8% YoY

Net Income (LTM)

$19M

+0.6% YoY

Free Cash Flow

$289M

Revenue CAGR (5Y)

+9.6%

Marginsdeclining

FCF$0.3B

Profitable

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Revenue	268	330↑23.1%	352↑6.8%	394↑11.8%	428↑8.8%
Gross Profit	207	270↑30.5%	228↓15.8%	208↓8.8%	429↑106.7%
Operating Income	66	116↑76.7%	61↓47.4%	27↓55.1%	260↑847.9%
Net Income	48	86↑80.9%	45↓47.3%	19↓57.6%	19↑0.6%
EBITDA	67	118↑74.7%	62↓47.4%	28↓54.3%	260↑819.1%
EPS Diluted	1.84	3.23↑75.5%	1.80↓44.3%	0.79↓56.1%	0.80↑1.3%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Cash & Equivalents	177	163↓7.8%	125↓22.9%	137↑9.5%	6↓95.4%
Total Current Assets	0	0	0	0	6
Total Assets	2,163	2,756↑27.4%	2,906↑5.5%	3,501↑20.5%	3,858↑10.2%
Total Current Liabilities	0	65	0	0	14
Total Liabilities	1,993	2,527↑26.8%	2,631↑4.1%	3,209↑21.9%	3,549↑10.6%
Total Equity	170	228↑34.2%	275↑20.3%	293↑6.6%	310↑5.7%
Total Debt	1,955	2,478↑26.7%	2,571↑3.8%	3,157↑22.8%	3,507↑11.1%
Net Debt	1,778	2,315↑30.2%	2,445↑5.6%	3,020↑23.5%	3,501↑15.9%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Operating Cash Flow	198	216↑8.9%	238↑10.2%	234↓1.8%	289↑23.6%
Capital Expenditure	-2	-2↓8.8%	-1↑74.0%	-0↑22.5%	-1↓63.7%
Free Cash Flow	196	214↑9.0%	237↑11.1%	233↓1.7%	289↑23.9%
Stock-Based Comp	2	4↑121.4%	3↓21.8%	3↓14.6%	3↓9.7%
Net Change in Cash	32	-14↓142.5%	-37↓171.5%	12↑132.0%	35↑190.9%

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

Explore More

Filter and sort all 500 stocks

Today's biggest gainers and losers

Visual sector performance