FCCO(FCCO)
FCCO
Next earnings: Jul 22, 2026 · Before open
Signal
Leaning Bearish1↓
PRICE
Prev Close
29.48
Open
29.38
Day Range29.15 – 30.14
29.15
30.14
52W Range21.80 – 31.51
21.80
31.51
77% of range
VOLUME & SIZE
Avg Volume
69.5K
FUNDAMENTALS
P/E Ratio
11.5x
Value territory
EPS (TTM)
—
Div Yield
0.03%
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
revenue +14% YoY · 69% gross marginValuation
CHEAP
P/E 11x vs ~20x sectorHealth
MODERATE
CR 0.3 (low) · FCF $0.96/shStrong Buy
Key MetricsTTM
Market Cap$224.21M
Revenue TTM$114.97M
Net Income TTM$20.71M
Free Cash Flow$8.85M
Gross Margin68.5%
Net Margin18.0%
Operating Margin22.6%
Return on Equity17.8%
Return on Assets0.9%
Debt / Equity-6.10
Current Ratio0.28
EPS TTM$2.25
Alpha SignalsView Intelligence →
Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.
Health Radar
2 strong4 concern
34/100Liquidity
0.28Concern
Leverage
-6.10Strong
Coverage
0.7xConcern
ROE
17.8%Strong
ROIC
0.9%Concern
Cash
$161MConcern
ANALYST COVERAGE5 analysts
BUY
▲ +2.5%upside to target
Stock Health
Composite Score
2 of 5 signals bullish
5/10
Technicals
●
✗RSI RangeRSI 44 — Bearish momentum
Volume
●
~Volume FlowNeutral
Fundamentals
●
✓Last EarningsBeat estimates
●
✓Analyst ConsensusBuy
●
✗LiquidityCurrent Ratio 0.28 — liquidity risk
Upcoming Events
EEarnings ReportMay 18, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 89 days
PDividend PaymentAug 20, 2026
In 95 days
FinancialsFull statements →
Technicals
Technical SetupBULLISH
Technicals →Trend
▲ UptrendGolden Cross · 50D leads 200D by 32.6%
+1.3% vs SMA 50 · +34.3% vs SMA 200
Momentum
RSI44.5Momentum fading
MACD+0.11Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$31.51+7.7%
Current
$29.26
EMA 50
$29.25-0.0%
EMA 200
$21.87-25.3%
52W Low
$21.80-25.5%
52-Week RangeNear 52-week high
$21.8077th %ile$31.51
Squeeze SetupVolume-based
No Clear SetupVolume distribution is neutral or leaning toward distribution. No compelling squeeze setup based on current money flow data.
20-Day Money Flow
Acc days:3
Dist days:1
Edge:+2 acc
Volume Context
Avg Vol (50D)75K
Recent Vol (5D)
53K-28%
Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.
Earnings & Analysts
ANALYST ESTIMATES
Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up
Analyst consensus estimates · Actuals replace estimates as reported
| Year | Revenue Est. | Rev Gth | EPS Est. | EPS Gth | Range | Analysts |
|---|---|---|---|---|---|---|
FY2023 | $59.2M $59.0M–$59.5M | — | $1.44 | — | ±1% | Low1 |
FY2024 | $65.8M $65.8M–$65.8M | ▲ +11.1% | $1.74 | ▲ +20.9% | ±1% | Low2 |
FY2025 | $78.6M $78.4M–$78.7M | ▲ +19.4% | $2.59 | ▲ +48.9% | ±1% | Moderate3 |
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 7 consecutive quarters
Earnings HistoryFCCO
Last 8Q
+9.7%avg beat
Beat 7 of 8 quarters↑ Estimates rising—
Q2'24
+17%
Q3'24
+14%
Q4'24
+9%
Q2'25
+16%
Q3'25
+7%
Q4'25
+3%
Q1'26
+12%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →No recent activity
Janney MontgomeryBuy
Feb 4
UPGRADE
Raymond JamesOutperform → Strong Buy
Jan 23
UPGRADE
Raymond JamesOutperform
Jan 25
UPGRADE
Zacks Investment Re…Sell
Apr 26
DOWNGRADE
Insider Activity
SEC Filings →1 Buy/2 SellsNet Selling
Reynolds E. LelandDir
$15K
Feb 2
BUY
Todd Roderick M JrDir
$13K
Sep 11
SELL
Todd Roderick M JrDir
$34K
Sep 11
SELL
Financials
Dividends2.19% yield
+3.8% avg annual growthAnnual Yield2.19%
Quarterly Div.$0.1600
Est. Annual / Share$0.64
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26
Dividend per payment — last 8 periods
INSTITUTIONAL OWNERSHIP
1
Fourthstone LLC
596K▲2
BlackRock, Inc.
438K▲3
MANUFACTURERS LIFE INSURANCE COMPANY, THE
341K▼4
ALLIANCEBERNSTEIN L.P.
290K▲5
Fifth Third Wealth Advisors LLC
288K▲6
MALTESE CAPITAL MANAGEMENT LLC
256K▲7
DIMENSIONAL FUND ADVISORS LP
206K▲8
GEODE CAPITAL MANAGEMENT, LLC
179K▲News & Activity
FCCO News
About
it is the vision of first community bank to be the provider of choice of financial solutions to local businesses, entrepreneurs and professionals in the markets we serve, we optimize the long-term return to our shareholders, while providing a safe and sound investment.
Sector
Industry
Monetary Authorities-Central Bank
CEO
Michael Crapps
Website
Donald Shawn JordanExecutive Vice President & Chief Financial Officer
John F. WalkerExecutive Vice President & Chief Credit Officer
John Ted NissenExecutive Vice President, Chief Banking Officer & Director
Peers— Financial Services(7 companies)
Screen sector →| Symbol | Price | Day % | Mkt Cap↓ | P/E | Rev Grw | Margin | ELO |
|---|---|---|---|---|---|---|---|
FCCO◀ | $29.26 | +0.00% | $224M | 13.0 | +1272.1% | 1729.3% | 1500 |
| $297.81 | -0.70% | $798.0B | 14.1 | — | — | 1501 | |
| $325.75 | +1.00% | $624.4B | 28.0 | +1134.0% | 5014.5% | 1501 | |
| $494.20 | +0.87% | $436.7B | 28.3 | +1641.6% | 4564.7% | 1492 | |
| $49.77 | +0.00% | $353.2B | — | -45.1% | — | 1496 | |
| $192.51 | -1.04% | $303.6B | 16.6 | +1147.7% | 1466.4% | 1528 | |
| $948.47 | -2.11% | $279.8B | 15.9 | -138.4% | 1373.0% | 1524 | |
| Sector avg | — | -0.28% | — | 19.3 | +835.3% | 2829.6% | 1506 |