HBNC
Next earnings: Jul 22, 2026 · After close
Signal
Bullish Setup2
Price
1
Move+1.22%Positive session
Volume
1
Volume0.5× avgLight volume
Technical
1
RSIRSI 65Momentum positive
PRICE
Prev Close
18.10
Open
18.28
Day Range17.80 – 18.35
17.80
18.35
52W Range14.34 – 19.07
14.34
19.07
84% of range
VOLUME & SIZE
Avg Volume
360.3K
FUNDAMENTALS
P/E Ratio
-5.6x
Not profitable
EPS (TTM)
Div Yield
0.04%
Beta
0.68
Low vol
Performance
1D
+1.22%
5D
+3.27%
1M
+9.31%
3M
+2.00%
6M
+17.44%
YTD
+8.02%
1Y
+21.32%
Best: 1Y (+21.32%)
Quick Read
TrendInsufficient MA data
Momentum
BEARISH
revenue -74% YoY · thin -25% gross margin
Valuation
FAIR
P/E not available
Health
MODERATE
CR 1.5 · FCF $1.29/sh
Lean Bearish
Key MetricsTTM
Market Cap$938.46M
Revenue TTM$96.08M
Net Income TTM-$148.26M
Free Cash Flow$65.79M
Gross Margin-25.0%
Net Margin-154.3%
Operating Margin-203.2%
Return on Equity-20.9%
Return on Assets-2.3%
Debt / Equity0.55
Current Ratio1.48
EPS TTM$-2.91

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong1 watch4 concern
22/100
Liquidity
1.48Watch
Leverage
0.55Strong
Coverage
-1.6xConcern
ROE
-20.9%Concern
ROIC
-2.2%Concern
Cash
$67MConcern
ANALYST COVERAGE9 analysts
BUY
+11.9%upside to target
L $20.00
Med $20.50consensus
H $21.00
Buy
667%
Hold
333%
6 Buy (67%)3 Hold (33%)0 Sell (0%)
Full report →
Stock Health
Composite Score
4 of 5 signals bullish
9/10
Technicals
RSI RangeRSI 65 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 1.48
~
Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 1.9%

+7.8% vs SMA 50 · +9.9% vs SMA 200

Momentum

RSI64.6
Positive momentum, not extended
MACD+0.15
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$19.07+4.1%
Current
$18.32
EMA 50
$17.30-5.6%
EMA 200
$16.03-12.5%
52W Low
$14.34-21.7%
52-Week RangeNear 52-week high
$14.3484th %ile$19.07
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:7
Dist days:3
Edge:+4 acc
Volume Context
Avg Vol (50D)158K
Recent Vol (5D)
158K-1%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 5 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$180.0M
$179.0M$180.9M
$0.44
±1%
Low2
FY2024
$233.2M
$232.5M$234.0M
+29.6%$1.42+225.3%
±8%
High5
FY2025
$277.8M
$277.7M$277.8M
+19.1%$1.98+38.6%
±1%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryHBNC
Last 8Q
+4.6%avg beat
Beat 7 of 8 quartersMissed 1 Estimates rising
+3%
Q2'24
+3%
Q3'24
+11%
Q4'24
+35%
Q2'25
+7%
Q3'25
-35%
Q4'25
+6%
Q1'26
+6%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →
6 Buys/0 SellsNet Buying
NET BUYERS$24K bought · $0 sold · 30d window
Walker Brian CDir
$24K
Apr 28
BUY
Magnesen Larry SDir
$66K
Nov 24
BUY
Samuels Michele Ann…Dir
$25K
Aug 22
BUY
Blackhurst Eric P.Dir
$25K
Aug 22
BUY
Prame Thomas MCEO
$15K
Aug 22
BUY
Ahern KevinDir
$100K
Aug 22
BUY
Financials
Dividends3.49% yield
3 yrs of payments
Annual Yield3.49%
Quarterly Div.$0.1600
Est. Annual / Share$0.64
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
SAPIENT CAPITAL LLC
2.1M
2
HORIZON BANCORP INC /IN/
560K
3
Harbour Trust & Investment Management Co
209K
4
DEPRINCE RACE & ZOLLO INC
148K
5
Nuveen, LLC
106K
6
HSBC HOLDINGS PLC
80K
7
WEDGE CAPITAL MANAGEMENT L L P/NC
51K
8
Ronald Blue Trust, Inc.
41K
News & Activity

HBNC News

20 articles · 4h ago

About

horizon is a community bank serving northern and central indiana as well as central southwest michigan and ohio. our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. this philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873. each horizon office is led by experienced, local professionals with deep roots in the communities they represent. these professionals are given autonomy that calls for local decision-making, rather than decisions made at a corporate entity hundreds of miles away. with a proud legacy of service, we take seriously our responsibility to assist in the growth and prosperity of the communities we also call home. member fdic i equal housing lender

Industry
Monetary Authorities-Central Bank
CEO
Craig Dwight
Thomas PrameChief Executive Officer, President & Director
Amy PharesAssistant Vice President of Public Relations & Social Media Manager
Dennis J. KuhnRegional President for Southwest Michigan
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
HBNC
$18.32+1.22%$938M-7097.0%-14586.4%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg-0.24%19.3-432.3%209.2%1503