Heritage Financial Corporation (NASDAQ:HFWA ) Q3 2025 Earnings Call October 23, 2025 1:00 PM EDT Company Participants Bryan McDonald - CEO, President & Director Donald Hinson - Executive VP & CFO Tony Chalfant - Executive VP & Chief Credit Officer Conference Call Participants Adam Kroll - Piper Sandler & Co., Research Division Jeff Rulis - D.A. Davidson & Co., Research Division Liam Coohill - Raymond James & Associates, Inc., Research Division Jackson Laurent - Stephens Inc., Research Division Presentation Operator Hello, everyone, and a warm welcome to the Heritage Financial 2025 Q3 Earnings Call.