HMN
Earnings in 3 days · May 6, 2026 · After close
Signal
Bullish Setup2
Price
1
Move+1.17%Positive session
Volume
1
Volume0.8× avgNormal activity
Technical
1
RSIRSI 55Momentum positive
PRICE
Prev Close
45.44
Open
45.64
Day Range45.23 – 46.37
45.23
46.37
52W Range40.04 – 48.33
40.04
48.33
72% of range
VOLUME & SIZE
Avg Volume
246.7K
FUNDAMENTALS
P/E Ratio
11.8x
Value territory
EPS (TTM)
Div Yield
0.03%
Beta
0.44
Low vol
Performance
1D
+1.17%
5D
+1.32%
1M
+6.39%
3M
+2.43%
6M
+2.82%
YTD
-0.45%
1Y
+8.80%
Best: 1Y (+8.80%)Worst: YTD (-0.45%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +6% YoY · 52% gross margin
Valuation
CHEAP
P/E 12x vs ~20x sector
Health
MODERATE
CR 0.0 (low) · FCF $13.30/sh
Strong Buy
Key MetricsTTM
Market Cap$1.86B
Revenue TTM$1.64B
Net Income TTM$162.10M
Free Cash Flow$553.20M
Gross Margin51.9%
Net Margin9.9%
Operating Margin29.5%
Return on Equity11.5%
Return on Assets1.1%
Debt / Equity0.40
Current Ratio0.00
EPS TTM$3.90

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong1 watch3 concern
39/100
Liquidity
0.00Concern
Leverage
0.40Strong
Coverage
13.3xStrong
ROE
11.5%Watch
ROIC
2.6%Concern
Cash
$26MConcern
ANALYST COVERAGE9 analysts
BUY
-8.6%downside to target
L $35.00
Med $42.00consensus
H $48.00
Strong Buy
111%
Buy
333%
Hold
556%
4 Buy (44%)5 Hold (56%)0 Sell (0%)
Full report →
Stock Health
Composite Score
4 of 5 signals bullish
8/10
Technicals
RSI RangeRSI 55 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
PDividend PaymentAug 10, 2026
In 99 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 17.5%

+1.0% vs SMA 50 · +18.7% vs SMA 200

Momentum

RSI54.6
Neutral territory
MACD+0.15
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$48.33+5.1%
Current
$45.97
EMA 50
$45.41-1.2%
EMA 200
$40.52-11.8%
52W Low
$40.04-12.9%
52-Week RangeMid-range
$40.0472th %ile$48.33
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:5
Dist days:0
Edge:+5 acc
Volume Context
Avg Vol (50D)299K
Recent Vol (5D)
272K-9%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$1.6B
$1.6B$1.6B
$1.97
Low1
FY2024
$1.3B
$1.3B$1.3B
-16.6%$2.58+30.6%
±2%
Moderate3
FY2025
$1.4B
$1.4B$1.4B
+6.9%$4.68+81.5%
±1%
Low2
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 7 consecutive quarters
Earnings HistoryHMN
Last 8Q
+22.3%avg beat
Beat 7 of 8 quartersMissed 1 Estimates rising
-23%
Q2'24
+11%
Q3'24
+6%
Q4'24
+56%
Q1'25
+22%
Q2'25
+74%
Q3'25
+31%
Q4'25
+3%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Keefe, Bruyette & W…Outperform
Jan 29
UPGRADE
Piper SandlerOverweight
Aug 19
UPGRADE
Insider Activity
SEC Filings →
2 Buys/4 SellsNet Selling
NET SELLERS$0 bought · $346K sold · 30d window
Zuraitis MaritaDir
$346K
Apr 23
SELL
Mcclure Beverley J.Dir
$46K
Apr 1
SELL
Chauby Steven RChief Marketin…
$8K
Mar 26
BUY
Fetter VictorDir
$150K
Feb 25
BUY
Mcclure Beverley J.Dir
$49K
Jan 2
SELL
Zuraitis MaritaDir
$226K
Jan 2
SELL
Financials
Dividends3.07% yield
+3.3% avg annual growth
Annual Yield3.07%
Quarterly Div.$0.3600
Est. Annual / Share$1.44
FrequencyQuarterly
Q2'24
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
HENNESSY ADVISORS INC
203K
2
ProShare Advisors LLC
149K
3
TEACHER RETIREMENT SYSTEM OF TEXAS
94K
4
Nuveen, LLC
92K
5
EXCHANGE TRADED CONCEPTS, LLC
84K
6
NEW YORK STATE TEACHERS RETIREMENT SYSTEM
64K
7
Hodges Capital Management Inc.
55K
8
HANTZ FINANCIAL SERVICES, INC.
52K
News & Activity

HMN News

20 articles · 4h ago

About

horace mann was founded in 1945 by two educators in springfield, ill., who believed teachers deserved affordable auto insurance. originally called the illinois education association mutual insurance company, our name was changed to honor the father of the american public education system, horace mann. we are proud to share his name. at horace mann, the hard work, commitment and dedication of our employees are the foundation of our success. and today we are the largest, national multiline insurance company dedicated to serving america’s educators and their families. our purpose is to provide lifelong financial well-being for educators and their families through personalized service, advice, and a full range of tailored insurance and financial products. through our professional agents and their staff, we offer insurance and financial products to the educational community across the united states. horace mann offers auto, homeowners and life insurance, retirement annuities, and other fina

CEO
Marita Zuraitis
Ryan Edward GreenierExecutive VP, CFO & Interim Chief Accounting Officer
Brendan DawalVice President of Investor Relations
D. Tyson SandersSenior Vice President of Individual Supplemental & Group Benefits
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
HMN
$45.97+1.17%$1.9B11.8+973.9%952.7%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg-0.25%18.2+720.6%2429.0%1503