
loanDepot: One Winner From Mortgage-Spread Compression
loanDepot Inc. (LDI) is a tactical buy, driven by anticipated GSE intervention narrowing mortgage spreads and boosting origination volumes. LDI's business model spans home purchase, refinance, equity, search, and personal loans, positioning it to benefit from increased transaction activity. Q3 2025 saw adjusted revenue rise to $325 million and EBITDA double, though net losses highlight ongoing profit fragility.


















