NBTB
Q4 2026 EPS Estimate
$1.09
Oct 26, 2026 · Reports after close
Revenue Estimate
$194M
FY2026E EPS$4.17
FY2027E EPS$4.54

Analyst Sentiment

Wall St. Consensus
Hold
10 analysts·Moderate coverage
57
Score
4 Buy (40%)5 Hold (50%)1 Sell (10%)
Rating Breakdown
Strong Buy
00%
Buy
440%
Hold
550%
Sell
110%
Strong Sell
00%

Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.

Price Target Expectations

Bear
$55.00
+2.7%
Consensus
$56.00
+4.6%
Bull
$59.00
+10.2%
12-Month Target Range10 analysts
$55.00$56.00$59.00
Current $53.56Consensus
Current Price
$53.56
Upside to Consensus
$2.44

Price targets are 12-month analyst forecasts. Actual results depend on earnings, market conditions, and sector trends.

Earnings & Revenue Estimates

Forward Growth Estimates (YoY)
FY2027
Rev+5.42%
EPS+8.94%
Raw consensus estimates (low / average / high) from covering analysts.
Annual
MetricFY2026EFY2027E
Revenue Avg$759M$800M
Low$757M$787M
High$762M$813M
EBITDA Avg$251M$264M
Low$250M$260M
High$252M$269M
EBIT Avg$225M$237M
Low$224M$233M
High$226M$241M
Net Income Avg$213M$235M
Low$211M$223M
High$215M$241M
EPS Avg$4.17$4.54
Low$4.15$4.39
High$4.22$4.74
Analysts (Rev / EPS)4 / 55 / 6
Quarterly
MetricQ3 2026Q4 2026Q1 2027Q2 2027Q3 2027Q4 2027
Revenue Avg$194M$194M$194M$198M$204M$204M
Low$193M$192M$193M$196M$202M$202M
High$195M$196M$196M$200M$206M$206M
EBITDA Avg$64M$64M$64M$65M$67M$67M
Low$64M$63M$64M$65M$67M$67M
High$64M$65M$65M$66M$68M$68M
EBIT Avg$57M$58M$58M$59M$60M$60M
Low$57M$57M$57M$58M$60M$60M
High$58M$58M$58M$59M$61M$61M
Net Income Avg$57M$57M$57M$58M$62M$61M
Low$57M$56M$56M$57M$61M$60M
High$58M$59M$58M$59M$62M$62M
EPS Avg$1.09$1.09$1.09$1.11$1.18$1.17
Low$1.08$1.07$1.08$1.10$1.16$1.15
High$1.10$1.13$1.10$1.12$1.19$1.18
Analysts (Rev / EPS)4 / 54 / 52 / 32 / 32 / 32 / 3

Earnings Surprises

Recent Analyst Actions

Jul 30, 2026Stephens
NBT Bancorp downgraded to Equal Weight at Stephens after 30% advance
Target:$55.00
+1.4%from $54.26
Jul 29, 2026D.A. Davidson
NBT Bancorp price target raised to $59 from $52 at DA Davidson
Target:$59.00
+8.7%from $54.26
Jun 26, 2026Piper Sandler
NBT Bancorp price target raised to $56 from $50 at Piper Sandler
Target:$56.00
+13.7%from $49.26
Oct 14, 2025Piper Sandler
NBT Bancorp upgraded to Overweight from Neutral at Piper Sandler
Target:$47.00
+18.5%from $39.65
Feb 14, 2024Stephens
Stephens Upgrades NBT Bancorp (NBTB) to Overweight
Target:$42.00
+21.2%from $34.66
Dec 21, 2022Raymond James
Raymond James Initiates Coverage On NBT Bancorp with Strong Buy Rating, Announces Price Target of $49
Target:$49.00
+16.8%from $41.97
Data is provided for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.