NTB
Next earnings: Jul 27, 2026 · After close
Signal
Leaning Bearish1
Price
1
Move-0.49%Quiet session
Volume
1
Volume0.9× avgNormal activity
Technical
1
RSIRSI 46Momentum negative
PRICE
Prev Close
54.96
Open
54.88
Day Range54.34 – 55.09
54.34
55.09
52W Range40.59 – 57.84
40.59
57.84
82% of range
VOLUME & SIZE
Avg Volume
165.9K
FUNDAMENTALS
P/E Ratio
9.5x
Value territory
EPS (TTM)
Div Yield
0.04%
Beta
0.81
Market-like
Performance
1D
-0.49%
5D
-2.51%
1M
-2.08%
3M
+3.70%
6M
+20.33%
YTD
+9.78%
1Y
+27.33%
Best: 1Y (+27.33%)Worst: 5D (-2.51%)
Quick Read
TrendInsufficient MA data
Momentum
NEUTRAL
rev -7% · 81% gross margin
Valuation
CHEAP
P/E 9x vs ~20x sector
Health
MODERATE
CR 0.4 (low) · FCF $6.26/sh
Bullish
Key MetricsTTM
Market Cap$2.18B
Revenue TTM$757.47M
Net Income TTM$240.82M
Free Cash Flow$249.70M
Gross Margin80.9%
Net Margin31.8%
Operating Margin32.6%
Return on Equity21.6%
Return on Assets1.7%
Debt / Equity0.12
Current Ratio0.42
EPS TTM$6.04

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
3 strong1 watch2 concern
48/100
Liquidity
0.42Concern
Leverage
0.12Strong
Coverage
1.4xConcern
ROE
21.6%Strong
ROIC
15.6%Strong
Cash
$1.6BWatch
ANALYST COVERAGE7 analysts
HOLD
+4.2%upside to target
Buy
343%
Hold
457%
3 Buy (43%)4 Hold (57%)0 Sell (0%)
Full report →
Stock Health
Composite Score
1 of 5 signals bullish
3/10
Technicals
RSI RangeRSI 46 — Bearish momentum
Volume
Volume FlowDistribution — institutional selling
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.42 — liquidity risk
Upcoming Events
EEarnings ReportMay 17, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 90 days
PDividend PaymentAug 28, 2026
In 104 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 10.1%

+2.4% vs SMA 50 · +12.7% vs SMA 200

Momentum

RSI46.1
Neutral territory
MACD+0.34
Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$57.84+5.8%
Current
$54.69
EMA 50
$54.03-1.2%
EMA 200
$49.11-10.2%
52W Low
$40.59-25.8%
52-Week RangeNear 52-week high
$40.5982th %ile$57.84
Squeeze SetupVolume-based
Distribution Pressure

Heavy distribution on elevated volume — institutions appear to be exiting. Squeeze setups unlikely while selling pressure persists.

20-Day Money Flow
Acc days:2
Dist days:5
Edge:+3 dist
Volume Context
Avg Vol (50D)166K
Recent Vol (5D)
195K+18%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 2 analysts
Analyst revisions:EPS↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$572.0M
$563.7M$579.0M
$4.39
±2%
Low1
FY2024
$572.2M
$563.9M$579.1M
+0.0%$4.54+3.5%
±2%
Low2
FY2025
$601.6M
$592.9M$608.9M
+5.1%$5.40+19.0%
±2%
Low2
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 8 consecutive quarters
Earnings HistoryNTB
Last 8Q
+11.0%avg beat
Beat 8 of 8 quarters Estimates rising
+4%
Q3'24
+2%
Q4'24
+15%
Q1'25
+26%
Q2'25
+10%
Q3'25
+16%
Q4'25
+5%
Q1'26
+11%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Wells FargoOverweight
Jul 7
UPGRADE
Financials
Dividends3.66% yield
+7.6% avg annual growth
Annual Yield3.66%
Quarterly Div.$0.5000
Est. Annual / Share$2.00
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
BlackRock, Inc.
2.3M
2
DIMENSIONAL FUND ADVISORS LP
1.6M
3
LSV ASSET MANAGEMENT
1.3M
4
DAVIS SELECTED ADVISERS
1.1M
5
Nuveen, LLC
907K
6
Invesco Ltd.
761K
7
JPMORGAN CHASE & CO
631K
8
ROYCE & ASSOCIATES LP
433K
News & Activity

NTB News

About

the butterfield group is a full service community bank and a provider of specialised international financial services. our headquarters and largest operations are in bermuda, where we were established in 1858 as the island’s first bank, and continue to play an important role in the local economy. the butterfield group offers a full range of community banking services in bermuda and the cayman islands, encompassing retail and corporate banking and treasury activities. in the wealth management area, the group provides private banking, asset management and personal trust services from its headquarters in bermuda and subsidiary offices in the bahamas, the cayman islands, guernsey, switzerland and the united kingdom. butterfield also provides services to corporate and institutional clients from offices in bermuda, the bahamas, the cayman islands and guernsey, which include asset management and corporate trust services. butterfield is a publicly traded corporation with shares listed on the b

Industry
Monetary Authorities-Central Bank
CEO
Michael Collins
Country
Bermuda
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
NTB
$54.69-0.49%$2.2B9.1-204.0%2899.3%1500
$297.81-0.70%$798.0B14.1+330.7%2039.3%1503
$325.75+1.00%$624.4B28.0+1134.0%5014.5%1500
$494.20+0.87%$436.7B28.3+1641.6%4564.7%1490
$49.77-0.16%$353.2B11.4-45.1%1592.6%1495
$192.51-1.04%$303.6B16.6+1147.7%1466.4%1526
$948.47-2.11%$279.8B15.9-138.4%1373.0%1526
Sector avg-0.38%17.6+552.4%2707.1%1506