Provident Financial Holdings, Inc.PROVNASDAQ

Revenue (LTM)

$60M

+2.5% YoY

Net Income (LTM)

$6M

-14.9% YoY

Free Cash Flow

$8M

Revenue CAGR (5Y)

+5.1%

Marginsdeclining

FCF$0.0B

Profitable

Metric	Jun 21	Jun 22	Jun 23	Jun 24	Jun 25
Revenue	40	39↓0.8%	50↑26.9%	59↑17.2%	60↑2.5%
Gross Profit	36	39↑7.9%	41↑4.9%	39↓4.3%	40↑1.9%
Operating Income	10	13↑26.2%	12↓3.4%	10↓16.3%	9↓14.6%
Net Income	8	9↑20.3%	9↓5.5%	7↓14.4%	6↓14.9%
EBITDA	16	18↑7.6%	16↓11.9%	14↓13.2%	12↓8.7%
EPS Diluted	1.00	1.22↑22.0%	1.19↓2.5%	1.06↓10.9%	0.93↓12.3%

Metric	Jun 21	Jun 22	Jun 23	Jun 24	Jun 25
Cash & Equivalents	70	23↓66.7%	66↑181.2%	51↓22.0%	53↑3.3%
Total Current Assets	92	44↓51.8%	82↑85.9%	58↓30.1%	57↓0.2%
Total Assets	1,184	1,187↑0.3%	1,333↑12.3%	1,272↓4.6%	1,246↓2.1%
Total Current Liabilities	955	973↑1.9%	968↓0.5%	888↓8.3%	889↑0.0%
Total Liabilities	1,056	1,058↑0.2%	1,203↑13.7%	1,142↓5.1%	1,117↓2.2%
Total Equity	127	129↑1.1%	130↑0.8%	130↑0.2%	129↓1.1%
Total Debt	101	85↓15.8%	235↑176.5%	239↑1.5%	213↓10.7%
Net Debt	31	62↑100.5%	169↑174.7%	187↑10.6%	160↓14.5%

Metric	Jun 21	Jun 22	Jun 23	Jun 24	Jun 25
Operating Cash Flow	12	12↑1.9%	16↑38.4%	6↓65.2%	9↑52.8%
Capital Expenditure	-0	-0↑26.7%	-1↓349.1%	-2↓114.4%	-1↑66.6%
Free Cash Flow	11	12↑2.5%	16↑34.0%	4↓73.7%	8↑99.1%
Stock-Based Comp	1	1↓38.8%	1↑48.5%	0↓79.7%	1↑126.3%
Net Change in Cash	-46	-47↓2.4%	42↑190.6%	-14↓134.1%	2↑111.8%

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

Explore More

Filter and sort all 500 stocks

Today's biggest gainers and losers

Visual sector performance