QFIN
Earnings in 14 days · May 18, 2026 · After close
Signal
Mixed11
Price
1
Move+2.37%Positive session
Volume
1
Volume0.4× avgLight volume
Technical
1
RSIRSI 44Momentum negative
PRICE
Prev Close
13.08
Open
13.20
Day Range13.05 – 13.46
13.05
13.46
52W Range12.29 – 47.00
12.29
47.00
3% of range
VOLUME & SIZE
Avg Volume
1.5M
FUNDAMENTALS
P/E Ratio
2.1x
Value territory
EPS (TTM)
Div Yield
0.07%
Beta
1.58
High vol
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +3% YoY · 74% gross margin
Valuation
CHEAP
P/E 2x vs ~20x sector
Health
STRONG
CR 6.3 · FCF $123.15/sh
Strong Buy
Key MetricsTTM
Market Cap$11.90B
Revenue TTM$17.63B
Net Income TTM$5.97B
Free Cash Flow$7.93B
Gross Margin74.4%
Net Margin33.9%
Operating Margin39.1%
Return on Equity25.0%
Return on Assets10.5%
Debt / Equity0.16
Current Ratio6.27
EPS TTM$92.70

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
3 strong2 watch1 concern
59/100
Liquidity
6.27Strong
Leverage
0.16Strong
Coverage
0.0xConcern
ROE
25.0%Strong
ROIC
9.8%Watch
Cash
$7.5BWatch
ANALYST COVERAGE4 analysts
BUY
+110.2%upside to target
L $27.90
Med $28.15consensus
H $28.40
Buy
375%
Hold
125%
3 Buy (75%)1 Hold (25%)0 Sell (0%)
Full report →
Stock Health
Composite Score
2 of 4 signals bullish
5/10
Technicals
RSI RangeRSI 44 — Bearish momentum
Fundamentals
Last EarningsMissed estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 6.27 — healthy liquidity

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings ReportMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

DowntrendDeath Cross · 50D trails 200D by 30.6%

-36.3% vs SMA 50 · -55.8% vs SMA 200

Momentum

RSI43.7
Momentum fading
MACD-1.15
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$47.00+251.0%
EMA 200
$30.29+126.2%
EMA 50
$21.23+58.6%
Current
$13.39
52W Low
$12.29-8.2%
52-Week RangeNear 52-week low
$12.293th %ile$47.00
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 8 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$124.2B
$106.0B$143.9B
$222.66
±20%
Low2
FY2024
$17.0B
$16.7B$17.2B
-86.3%$41.14-81.5%
±2%
High5
FY2025
$19.6B
$19.3B$19.9B
+15.0%$44.03+7.0%
±10%
High8
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryQFIN
Last 8Q
+6.1%avg beat
Beat 5 of 8 quartersMissed 3 Estimates rising
+2%
Q2'24
+23%
Q3'24
+25%
Q4'24
+8%
Q1'25
+1%
Q2'25
-1%
Q3'25
-10%
Q4'25
-1%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →
4 Buys/0 SellsNet Buying
Chen XiaohuanDir
$749K
Mar 31
BUY
Chen XiaohuanDir
$2.4M
Mar 27
BUY
Chen XiaohuanDir
$7K
Mar 27
BUY
Chen XiaohuanDir
$5K
Mar 31
BUY
Financials
Dividends11.50% yield
+156.5% avg annual growth
Annual Yield11.50%
Annual Div.$0.7800
Est. Annual / Share$0.78
FrequencyAnnual
Q4'22
Q2'23
Q3'23
Q2'24
Q3'24
Q2'25
Q3'25
Q2'26

Dividend per payment — last 8 periods

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4
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5
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6
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8
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News & Activity

QFIN News

20 articles · 4h ago

About

360 DigiTech, Inc. ("360 DigiTech" or the "Company") is a data driven, technology empowered digital platform. Through its platform the Company enables financial institutions to provide better and targeted products and services to a broader consumer base. The Company also offers standardized risk management service, in the form of SaaS modules to institutional clients. When coupled with its partnership with 360 Group, the Company's solutions created noticeable advantages in customer acquisition, funding optimization, risk assessment and post-lending management.

Industry
Credit Card Issuing