Real Matters (RLLMF)

Saturday

8:52 PM

ThesisThe recent decline in mortgage origination volumes and rising interest rates are expected to pressure revenue and margins, leading to a more cautious outlook.

Revenue Outlook

Metric	FY2025	FY2026E	FY2027E
Revenue	$170M	$54M	$67M
Rev. Growth	-1.7%	-68.1%	+23.3%
EPS	$-0.31	$0.01	$0.11
EPS Growth	-155100%	+103%	+956%
P/E (fwd)	—	329.0×	31.1×

★ Analysts see FY2027 revenue reaching $67M — +23.3% growth in a single year.

What Moves the Stock

01Changes in mortgage origination volumes, which directly affect demand for valuation services
02Regulatory changes impacting the mortgage industry
03Technological advancements in property valuation and data analytics
04Market share shifts among competitors
05Property valuation services (approx. 60%)
06Data analytics and software solutions (approx. 30%)
07Insurance services (approx. 10%)
08Digital transformation in the mortgage industry

FY2025 Snapshot

Revenue: $170M
Rev. Growth: -1.7%
Gross Margin: 26.3%
Op. Margin: -4.7%
Net Margin: -13.3%
Net Income: $-23M
NI Growth: -125972%
EPS: $-0.31
1Y Return: -21.5%

My Notes

"Management noted, 'We are facing headwinds from a challenging mortgage environment that could impact our growth trajectory.'"
Moat: Real Matters has a moderate moat due to its proprietary technology and established client relationships, but faces increasing competition.
growth - the company is positioned in a technology-driven market with potential for significant scalability and market expansion.
Rising interest rates typically dampen mortgage origination volumes, negatively impacting revenue.
Watch on earnings: Mortgage origination volumes, Average transaction fee per valuation, Customer retention rate.

One Sentence Summary:

Real Matters: the story is balanced — changes in mortgage origination volumes, which directly affect demand for valuation services.

Auto-composed from Stock Alarm intelligence, financial statements, and analyst estimates. Not investment advice.

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Real Matters (RLLMF)

Revenue Outlook

What Moves the Stock

RLLMF Chart

My Notes

One Sentence Summary:

Explore More

Real Matters (RLLMF)

Revenue Outlook

What Moves the Stock

RLLMF Chart

My Notes

One Sentence Summary: