your financial services partner delivering proactive and innovative solutions locally through employees with a passion for service. the state bank and trust company of defiance was founded in 1902 by elbert e. carter and rapidly grew into one of northwest ohio’s leading financial institutions. although rebuilt within its history, the main branch continues to welcome customers on the very same southwest corner of clinton and third street. it was one of the few banks to remain open during the trying times of the 1930’s great depression. its stability eased the financial outlook in the defiance community. during world war ii the bank’s leaders fostered u.s. savings bond drives and gave direction to many local war-time agencies. the state bank’s leadership and integrity within the banking institution and community continues today as it has expanded with 17 professional community banking centers and four loan production offices.