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SPFI
OverviewIntelligenceChart
Next earnings: Jul 15, 2026
Signal
Leaning Bullish1↑
Price
1→
Move→+1.00%Quiet session
Volume
1→
Volume→1.4× avgNormal activity
Technical
1↑
RSI↑RSI 55Momentum positive
PRICE
Prev Close
41.08
Open
40.70
Day Range40.61 – 42.03
40.61
42.03
52W Range32.79 – 45.09
32.79
45.09
71% of range
VOLUME & SIZE
Avg Volume
101.5K
FUNDAMENTALS
P/E Ratio
11.6x
Value territory
EPS (TTM)
—
Div Yield
0.02%
Beta
0.56
Low vol
Performance
1D
+1.00%
5D↓
-3.82%
1M
-1.21%
3M
-3.06%
6M
+13.67%
YTD
+6.93%
1Y↑
+21.42%
Best: 1Y (+21.42%)Worst: 5D (-3.82%)
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
revenue +5% YoY · 70% gross margin
Valuation
CHEAP
P/E 12x vs ~20x sector
Health
MODERATE
CR 0.0 (low) · FCF $4.22/sh
Strong Buy
Key MetricsTTM
Market Cap$678.03M
Revenue TTM$298.63M
Net Income TTM$60.72M
Free Cash Flow$68.88M
Gross Margin70.4%
Net Margin20.3%
Operating Margin25.7%
Return on Equity12.6%
Return on Assets1.3%
Debt / Equity0.12
Current Ratio0.00
EPS TTM$3.72
Alpha SignalsView Intelligence →

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong1 watch4 concern
26/100
Liquidity
0.00Concern
Leverage
0.12Strong
Coverage
0.9xConcern
ROE
12.6%Watch
ROIC
1.3%Concern
Cash
$58MConcern
ANALYST COVERAGE4 analysts
BUY
▲ +8.5%upside to target
L $44.00
Med $45.00consensus
H $46.00
Buy
4100%
4 Buy (100%)0 Hold (0%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
7/10
Technicals
●
RSI RangeRSI 55 — Bullish momentum
✓
Volume
●
Volume FlowAccumulation — institutional buying
✓
Fundamentals
●
Last EarningsMissed estimates
✗
●
Analyst ConsensusBuy
✓
●
LiquidityCurrent Ratio 0.00 — liquidity risk
✗
Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Research
Fundamentals→Financials→Analysts→Earnings→Growth→Key Metrics→Technical Analysis→Intelligence→
Technicals
Technical SetupBULLISH
Technicals →

Trend

▲ UptrendGolden Cross · 50D leads 200D by 10.4%

+8.2% vs SMA 50 · +19.5% vs SMA 200

Momentum

RSI55.4
Positive momentum, not extended
MACD+0.94
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$45.09+8.7%
Current
$41.49
EMA 50
$39.13-5.7%
EMA 200
$34.72-16.3%
52W Low
$32.79-21.0%
52-Week RangeMid-range
$32.7971th %ile$45.09
Squeeze SetupVolume-based
Elevated Squeeze Setup

Strong accumulation on above-average volume. Buyers are absorbing supply aggressively — any positive catalyst could trigger a rapid covering move.

20-Day Money Flow
Acc days:7
Dist days:4
Edge:+3 acc
Volume Context
Avg Vol (50D)48K
Recent Vol (5D)
107K+122%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Full estimates →
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$185.1M
$184.4M–$186.0M
—$2.77—
±1%
Low2
FY2024
$193.2M
$192.5M–$193.9M
▲ +4.3%$2.64▼ -4.6%
±2%
Moderate3
FY2025
$213.4M
$213.1M–$213.7M
▲ +10.5%$3.45▲ +30.4%
±0%
Moderate3
Range confidence:Tight (high)ModerateWide (low)
Earnings HistorySPFI
Last 8Q
+6.9%avg beat
Beat 6 of 8 quartersMissed 1↑ Estimates rising
+12%
Q2'24
+12%
Q3'24
—
Q4'24
+8%
Q2'25
+12%
Q3'25
+12%
Q4'25
+3%
Q1'26
-3%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
Neutral — mixed activity
90d▲ 1▼ 0
Piper SandlerNeutral → Overweight
Mar 2
UPGRADE
Zacks Investment Re…Sell
Apr 26
DOWNGRADE
Insider Activity
SEC Filings →
1 Buy/5 SellsNet Selling
Campbell Richard DDir
$1.8M
Sep 11
SELL
Campbell Richard DDir
$617K
Sep 12
SELL
Valles Noe GDir
$3.3M
Mar 10
BUY
Griffith Curtis CDir
$3.3M
Mar 10
SELL
Griffith Curtis CDir
$758K
Feb 18
SELL
Griffith Curtis CDir
$550K
Feb 12
SELL
Financials
Dividends1.59% yield
+11.7% avg annual growth
Annual Yield1.59%
Quarterly Div.$0.1700
Est. Annual / Share$0.68
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

13-F Filings →
1
Polaris Capital Management, LLC
113K▼
2
DEPRINCE RACE & ZOLLO INC
104K▼
3
John W. Rosenthal Capital Management, Inc.
81K—
4
Venturi Wealth Management, LLC
64K▼
5
Y-Intercept (Hong Kong) Ltd
35K▲
6
SummerHaven Investment Management, LLC
20K▼
7
Nuveen, LLC
19K▲
8
STRS OHIO
14K▼
News & Activity

SPFI News

20 articles · 4h ago

About

No description available.

Sector
Finance and Insurance
Industry
Monetary Authorities-Central Bank
Paul A. EhlersSenior Vice President of City Bank & Chief Operating Officer of City Bank
Cory T. NewsomPresident & Director
Brent A. BatesSenior Vice President of City Bank & Chief Credit Officer of City Bank
Peers— Financial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt Cap↓P/ERev GrwMarginELO
SPFI◀
$41.49+1.00%$678M11.2+487.1%1969.5%1500
JPM
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
V
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
MA
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
BAC
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
MS
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
GS
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg—-0.27%—18.1+651.1%2574.3%1503

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