UPST(UPST)
UPST
Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.
Price targets are 12-month analyst forecasts. Actual results depend on earnings, market conditions, and sector trends.
| Metric | FY2026E | FY2027E | FY2028E | FY2029E |
|---|---|---|---|---|
| Revenue Avg | $1.41B | $1.86B | $2.34B | $3.44B |
| Low | $1.38B | $1.84B | $2.34B | $3.33B |
| High | $1.44B | $1.90B | $2.34B | $3.54B |
| EBITDA Avg | $-120M | $-157M | $-199M | $-291M |
| Low | $-123M | $-161M | $-199M | $-300M |
| High | $-118M | $-156M | $-199M | $-282M |
| EBIT Avg | $-155M | $-203M | $-257M | $-376M |
| Low | $-158M | $-208M | $-257M | $-388M |
| High | $-152M | $-201M | $-256M | $-364M |
| Net Income Avg | $124M | $221M | $362M | $550M |
| Low | $119M | $219M | $317M | $527M |
| High | $129M | $237M | $457M | $571M |
| EPS Avg | $1.15 | $2.12 | $3.46 | $5.12 |
| Low | $1.11 | $2.03 | $2.95 | $4.90 |
| High | $1.20 | $2.20 | $4.25 | $5.31 |
| Analysts (Rev / EPS) | 10 / 7 | 10 / 7 | 6 / 4 | 5 / 2 |
| Metric | Q3 2026 | Q4 2026 | Q1 2027 | Q2 2027 | Q3 2027 | Q4 2027 | Q1 2028 | Q2 2028 |
|---|---|---|---|---|---|---|---|---|
| Revenue Avg | $363M | $393M | $413M | $457M | $479M | $521M | $529M | $636M |
| Low | $354M | $382M | $400M | $443M | $465M | $506M | $513M | $617M |
| High | $375M | $404M | $424M | $469M | $492M | $536M | $543M | $654M |
| EBITDA Avg | $-31M | $-33M | $-35M | $-39M | $-41M | $-44M | $-45M | $-54M |
| Low | $-32M | $-34M | $-36M | $-40M | $-42M | $-45M | $-46M | $-56M |
| High | $-30M | $-32M | $-34M | $-38M | $-39M | $-43M | $-44M | $-52M |
| EBIT Avg | $-40M | $-43M | $-45M | $-50M | $-52M | $-57M | $-58M | $-70M |
| Low | $-41M | $-44M | $-46M | $-51M | $-54M | $-59M | $-60M | $-72M |
| High | $-39M | $-42M | $-44M | $-49M | $-51M | $-55M | $-56M | $-68M |
| Net Income Avg | $37M | $48M | $31M | $51M | $55M | $61M | $-30M | $129M |
| Low | $35M | $46M | $30M | $49M | $52M | $59M | $-31M | $124M |
| High | $38M | $50M | $32M | $53M | $57M | $64M | $-29M | $134M |
| EPS Avg | $0.38 | $0.50 | $0.32 | $0.53 | $0.56 | $0.63 | $-0.31 | $1.33 |
| Low | $0.36 | $0.48 | $0.31 | $0.51 | $0.54 | $0.61 | $-0.32 | $1.28 |
| High | $0.39 | $0.51 | $0.33 | $0.54 | $0.58 | $0.66 | $-0.30 | $1.38 |
| Analysts (Rev / EPS) | 7 / 4 | 4 / 2 | 4 / 2 | 3 / 1 | 3 / 1 | 3 / 2 | 2 / 3 | 5 / 2 |