UPST(UPST)
UPST
Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.
Price targets are 12-month analyst forecasts. Actual results depend on earnings, market conditions, and sector trends.
| Metric | FY2026E | FY2027E | FY2028E | FY2029E |
|---|---|---|---|---|
| Revenue Avg | $1.42B | $1.86B | $2.39B | $3.44B |
| Low | $1.35B | $1.84B | $2.18B | $3.27B |
| High | $1.43B | $1.90B | $2.71B | $3.60B |
| EBITDA Avg | $-120M | $-158M | $-203M | $-291M |
| Low | $-121M | $-161M | $-230M | $-305M |
| High | $-115M | $-156M | $-185M | $-278M |
| EBIT Avg | $-156M | $-204M | $-262M | $-376M |
| Low | $-157M | $-208M | $-297M | $-394M |
| High | $-148M | $-202M | $-239M | $-359M |
| Net Income Avg | $75M | $198M | $316M | $550M |
| Low | $68M | $180M | $279M | $516M |
| High | $83M | $215M | $353M | $584M |
| EPS Avg | $0.71 | $1.82 | $2.95 | $5.11 |
| Low | $0.63 | $1.68 | $2.59 | $4.80 |
| High | $0.77 | $2.00 | $3.28 | $5.43 |
| Analysts (Rev / EPS) | 10 / 7 | 10 / 8 | 6 / 4 | 4 / 1 |
| Metric | Q3 2026 | Q4 2026 | Q1 2027 | Q2 2027 | Q3 2027 | Q4 2027 | Q1 2028 | Q2 2028 |
|---|---|---|---|---|---|---|---|---|
| Revenue Avg | $364M | $385M | $409M | $468M | $481M | $510M | $574M | $691M |
| Low | $355M | $376M | $390M | $446M | $458M | $486M | $547M | $658M |
| High | $376M | $391M | $424M | $485M | $498M | $529M | $595M | $716M |
| EBITDA Avg | $-31M | $-33M | $-35M | $-40M | $-41M | $-43M | $-49M | $-59M |
| Low | $-32M | $-33M | $-36M | $-41M | $-42M | $-45M | $-50M | $-61M |
| High | $-30M | $-32M | $-33M | $-38M | $-39M | $-41M | $-46M | $-56M |
| EBIT Avg | $-40M | $-42M | $-45M | $-51M | $-53M | $-56M | $-63M | $-76M |
| Low | $-41M | $-43M | $-46M | $-53M | $-55M | $-58M | $-65M | $-78M |
| High | $-39M | $-41M | $-43M | $-49M | $-50M | $-53M | $-60M | $-72M |
| Net Income Avg | $22M | $39M | $35M | $54M | $51M | $61M | $54M | $87M |
| Low | $22M | $33M | $33M | $51M | $48M | $57M | $50M | $81M |
| High | $23M | $44M | $37M | $57M | $54M | $64M | $56M | $91M |
| EPS Avg | $0.20 | $0.35 | $0.32 | $0.49 | $0.47 | $0.55 | $0.49 | $0.79 |
| Low | $0.20 | $0.30 | $0.30 | $0.46 | $0.44 | $0.52 | $0.46 | $0.74 |
| High | $0.21 | $0.40 | $0.34 | $0.52 | $0.49 | $0.58 | $0.51 | $0.83 |
| Analysts (Rev / EPS) | 7 / 4 | 7 / 4 | 3 / 1 | 3 / 1 | 3 / 1 | 6 / 1 | 5 / 2 | 4 / 2 |