Upstart Holdings, Inc.UPSTNASDAQ
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Debt to Equity Over TimeElevated
Percentile Rank88
3Y CAGR+12.7%
5Y CAGR+53.3%
Year-over-Year Change
Debt-to-equity ratio
3Y CAGR
+12.7%/yr
vs -26.3%/yr prior
5Y CAGR
+53.3%/yr
Recent deceleration
Acceleration
+39.1pp
Accelerating
Percentile
P88
Within normal range
vs 5Y Ago
8.5x
Strong expansion
Streak
6 yr
Consecutive growthElevated
| Period | Value | YoY Change |
|---|---|---|
| 2025 | 2.32 | +1.0% |
| 2024 | 2.29 | +32.1% |
| 2023 | 1.74 | +7.4% |
| 2022 | 1.62 | +64.0% |
| 2021 | 0.99 | +260.8% |
| 2020 | 0.27 | +112.6% |
| 2019 | -2.16 | -139.4% |
| 2018 | 5.49 | - |
| 2017 | 0.00 | - |