USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q3 2025 Earnings Call October 24, 2025 11:00 AM EDT Company Participants Luis de la Aguilera - President, CEO & Chairman Robert Anderson - Executive VP & CFO William Turner - Executive VP & Chief Credit Officer Conference Call Participants Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Feddie Strickland - Hovde Group, LLC, Research Division Michael Rose - Raymond James & Associates, Inc., Research Division Presentation Operator Good day, and welcome to the USCB Financial Holdings, Inc. Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.