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AFRM
OverviewIntelligenceChart
Earnings in 7 days · May 7, 2026 · After close
Signal
Leaning Bullish1↑1!
Price
1↑
Move↑+1.26%Positive session
Volume
1→
Volume→0.8× avgNormal activity
Technical
1→
RSI↑RSI 74Overbought
PRICE
Prev Close
63.48
Open
63.12
Day Range61.70 – 65.13
61.70
65.13
52W Range42.10 – 100.00
42.10
100.00
38% of range
VOLUME & SIZE
Avg Volume
6.4M
FUNDAMENTALS
P/E Ratio
79.4x
Premium valuation
EPS (TTM)
—
Div Yield
No dividend
Beta
3.48
High vol
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
revenue +33% YoY · 68% gross margin
Valuation
EXPENSIVE
P/E 79x vs ~20x sector
Health
MODERATE
CR 66.9 · FCF $1.85/sh
Bullish
Key MetricsTTM
Market Cap$21.45B
Revenue TTM$3.72B
Net Income TTM$282.33M
Free Cash Flow$619.13M
Gross Margin67.7%
Net Margin7.6%
Operating Margin6.2%
Return on Equity8.8%
Return on Assets2.2%
Debt / Equity2.59
Current Ratio66.90
EPS TTM$0.84
Alpha SignalsView Intelligence →

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong2 watch3 concern
32/100
Liquidity
66.90Strong
Leverage
2.59Concern
Coverage
0.5xConcern
ROE
8.8%Watch
ROIC
1.7%Concern
Cash
$1.4BWatch
ANALYST COVERAGE30 analysts
BUY
▲ +21.3%upside to target
L $55.00
Med $78.00consensus
H $100.00
Buy
2067%
Hold
930%
Sell
13%
20 Buy (67%)9 Hold (30%)1 Sell (3%)
Full report →
Stock Health
Composite Score
3 of 4 signals bullish
9/10
Technicals
●
RSI RangeRSI 74 — Overbought, caution
~
Fundamentals
●
Last EarningsBeat estimates
✓
●
Analyst ConsensusBuy
✓
●
LiquidityCurrent Ratio 66.90 — healthy liquidity
✓

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings ReportMay 1, 2026
Tomorrow
DEx-Dividend DateJul 29, 2026
In 90 days
PDividend PaymentJul 31, 2026
In 92 days
Research
Fundamentals→Financials→Analysts→Earnings→Growth→Key Metrics→Technical Analysis→Intelligence→
Technicals
Technical SetupBEARISH
Technicals →

Trend

▲ RallyDeath Cross · 50D trails 200D by 22.0%

+20.3% vs SMA 50 · -6.2% vs SMA 200

Momentum

RSI73.9
Overbought — pullback risk
MACD-2.61
Below zero — bearish pulse · expanding
Market Position
Price Levels
52W High
$100.0+55.6%
Current
$64.28
EMA 200
$61.60-4.2%
EMA 50
$52.91-17.7%
52W Low
$42.09-34.5%
52-Week RangeMid-range
$42.0938th %ile$100.0
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 22 analysts
Full estimates →
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2024
$2.3B
$2.2B–$2.3B
—-$1.96—
±6%
High11
FY2025
$3.2B
$3.2B–$3.2B
▲ +40.5%$0.05—
±50%
High16
FY2026(current)
$4.1B
$4.1B–$4.2B
▲ +30.0%$1.08▲ +1915.2%
±12%
High22
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 8 consecutive quarters
Earnings HistoryAFRM
Last 8Q
+98.1%avg beat
Beat 8 of 8 quarters↑ Estimates rising
+38%
Q2'24
+71%
Q3'24
+9%
Q4'24
+210%
Q1'25
+258%
Q2'25
+62%
Q3'25
+105%
Q4'25
+32%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
* Negative EPS shown at reduced height
Analyst Activity
All ratings →
Neutral — mixed activity
90d▲ 1▼ 1
Goldman SachsBuy → Neutral
Feb 24
DOWNGRADE
Morgan StanleyEqual-Weight → Overweight
Feb 3
UPGRADE
NeedhamHold → Buy
Jan 27
UPGRADE
BTIGBuy → Neutral
Jul 14
DOWNGRADE
JefferiesHold → Buy
Dec 19
UPGRADE
WedbushSector Perform → Neutral
Oct 14
UPGRADE
Wells FargoMarket Perform → Overweight
Oct 11
UPGRADE
Morgan StanleyUnderweight → Equal-Weight
Oct 9
UPGRADE
BTIGNeutral → Buy
Oct 8
UPGRADE
Bank of America Sec…Neutral → Buy
Jul 30
UPGRADE
Morgan StanleyEqual-Weight → Underweight
Dec 18
DOWNGRADE
JefferiesUnderperform → Hold
Nov 28
UPGRADE
Insider Activity
SEC Filings →
0 Buys/5 SellsNet Selling
NET SELLERS$0 bought · $110K sold · 30d window
Watson Noel BertramDir
$110K
Apr 14
SELL
Levchin Max RCEO
$44.6M
Jan 5
SELL
Levchin Max RCEO
$9.2M
Jan 5
SELL
O'hare RobertCFO
$2.9M
Jan 5
SELL
O'hare RobertCFO
$573K
Dec 3
SELL
Financials

INSTITUTIONAL OWNERSHIP

13-F Filings →
1
Artemis Investment Management LLP
686K▼
2
SG Americas Securities, LLC
470K▼
3
RJA Asset Management LLC
246K▲
4
CATALYST PRIVATE WEALTH, LLC
125K▼
5
Police & Firemen's Retirement System of New Jersey
117K▲
6
Dilation Capital Management LP
112K▼
7
KLP KAPITALFORVALTNING AS
99K—
8
FJARDE AP-FONDEN /FOURTH SWEDISH NATIONAL PENSION FUND
98K▲
News & Activity

AFRM News

20 articles · 4h ago

About

Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, Affirm is building the next generation platform for digital and mobile-first commerce, making it easier for consumers to spend responsibly and with confidence, easier for merchants to convert sales and grow, and easier for commerce to thrive.

Sector
Information
Industry
Data Processing, Hosting, and Related Services
Website
www.affirm.com ↗
Pat SuhSenior Vice President of Revenue
Libor MichalekPresident & Director

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