CPF
Next earnings: Jul 24, 2026 · Before open
Signal
Bullish Setup2
Price
1
Move+1.26%Positive session
Volume
1
Volume0.5× avgLight volume
Technical
1
RSIRSI 66Momentum positive
PRICE
Prev Close
33.28
Open
33.43
Day Range33.14 – 34.05
33.14
34.05
52W Range25.62 – 35.41
25.62
35.41
83% of range
VOLUME & SIZE
Avg Volume
169.1K
FUNDAMENTALS
P/E Ratio
11.3x
Value territory
EPS (TTM)
Div Yield
0.05%
Beta
0.69
Low vol
Performance
1D
+1.26%
5D
-1.00%
1M
+4.95%
3M
+2.18%
6M
+18.20%
YTD
+8.15%
1Y
+26.79%
Best: 1Y (+26.79%)Worst: 5D (-1.00%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +6% YoY · 78% gross margin
Valuation
CHEAP
P/E 11x vs ~20x sector
Health
MODERATE
CR 0.1 (low) · FCF $3.34/sh
Strong Buy
Key MetricsTTM
Market Cap$879.61M
Revenue TTM$362.75M
Net Income TTM$80.44M
Free Cash Flow$87.64M
Gross Margin77.7%
Net Margin22.2%
Operating Margin29.0%
Return on Equity13.7%
Return on Assets1.1%
Debt / Equity0.17
Current Ratio0.14
EPS TTM$3.06

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong2 watch3 concern
35/100
Liquidity
0.14Concern
Leverage
0.17Strong
Coverage
1.5xConcern
ROE
13.7%Watch
ROIC
10.4%Watch
Cash
$379MConcern
ANALYST COVERAGE7 analysts
HOLD
-16.9%downside to target
L $26.00
Med $28.00consensus
H $30.00
Buy
343%
Hold
457%
3 Buy (43%)4 Hold (57%)0 Sell (0%)
Full report →
Stock Health
Composite Score
2 of 5 signals bullish
4/10
Technicals
RSI RangeRSI 66 — Bullish momentum
Volume
Volume FlowDistribution — institutional selling
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.14 — liquidity risk
Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 7.0%

+4.0% vs SMA 50 · +11.2% vs SMA 200

Momentum

RSI66.0
Positive momentum, not extended
MACD-0.06
Below zero — bearish pulse · expanding
Market Position
Price Levels
52W High
$35.41+5.1%
Current
$33.70
EMA 50
$31.94-5.2%
EMA 200
$30.14-10.6%
52W Low
$25.62-24.0%
52-Week RangeNear 52-week high
$25.6283th %ile$35.41
Squeeze SetupVolume-based
Distribution Pressure

Distribution pattern detected. More selling days than accumulation over the past 20 sessions. Not a conducive environment for a squeeze.

20-Day Money Flow
Acc days:5
Dist days:2
Edge:+3 acc
Volume Context
Avg Vol (50D)165K
Recent Vol (5D)
112K-32%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$238.0M
$236.5M$239.4M
$2.10
±1%
Low1
FY2024
$259.6M
$259.1M$260.0M
+9.0%$2.17+3.1%
±1%
Low2
FY2025
$292.5M
$291.8M$293.1M
+12.7%$2.74+26.4%
±1%
Moderate3
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 6 consecutive quarters
Earnings HistoryCPF
Last 8Q
+6.8%avg beat
Beat 7 of 8 quartersMissed 1 Estimates rising
+21%
Q3'24
-13%
Q4'24
+15%
Q1'25
+3%
Q2'25
+5%
Q3'25
+1%
Q4'25
+16%
Q1'26
+5%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Zacks Investment Re…Hold
Apr 25
DOWNGRADE
Insider Activity
SEC Filings →
0 Buys/6 SellsNet Selling
Ngo Agnes CatherineDir
$102K
Sep 12
SELL
Kosasa PaulDir
$26K
Aug 14
SELL
Ngo Agnes CatherineDir
$93K
Aug 12
SELL
Yonamine Paul KDir
$73K
Aug 1
SELL
Ngo Agnes CatherineDir
$97K
Jul 14
SELL
Yonamine Paul KDir
$77K
Jul 1
SELL
Financials
Dividends3.29% yield
+6.4% avg annual growth
Annual Yield3.29%
Quarterly Div.$0.2900
Est. Annual / Share$1.16
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Nuveen, LLC
433K
2
THRIVENT FINANCIAL FOR LUTHERANS
60K
3
Y-Intercept (Hong Kong) Ltd
46K
4
TEACHER RETIREMENT SYSTEM OF TEXAS
32K
5
HSBC HOLDINGS PLC
29K
6
SummerHaven Investment Management, LLC
26K
7
State of Alaska, Department of Revenue
17K
8
Envestnet Portfolio Solutions, Inc.
15K
News & Activity

CPF News

20 articles · 4h ago

About

established in 1954, central pacific bank is a hawaii-based financial institution with branch locations statewide. the bank has a long, proud history of providing exceptional service to its customers and contributing to the community. employees at central pacific bank are committed to creating value for our customers, employees, community and shareholders by living our core values: teamwork, integrity, exceptional service. join our team and enjoy an exciting career that offers excellent growth opportunities and benefits. to view all of our openings, please visit our careers page at www.centralpacificbank.com/careers.

Industry
Monetary Authorities-Central Bank
CEO
Paul Yonamine
Arnold D. MartinesChairman, President & Chief Executive Officer
Dayna MatsumotoExecutive Vice President & Chief Financial Officer
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
CPF
$33.70+1.26%$880M11.0+641.5%2138.4%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg-0.24%18.1+673.2%2598.4%1503