Encore Capital Group, Inc.ECPGNASDAQ

Revenue (LTM)

$1.8B

+33.9% YoY

Net Income (LTM)

$257M

+284.4% YoY

Free Cash Flow

$127M

Revenue CAGR (5Y)

+3.3%

Marginsdeclining

FCF$0.1B

Now profitable

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Revenue	1,614	1,398↓13.4%	1,223↓12.6%	1,316↑7.7%	1,763↑33.9%
Gross Profit	928	770↓17.1%	571↓25.8%	604↑5.7%	1,216↑101.4%
Operating Income	633	462↓27.0%	17↓96.4%	157↑851.5%	624↑296.3%
Net Income	351	195↓44.5%	-206↓206.1%	-139↑32.6%	257↑284.4%
EBITDA	656	511↓22.2%	63↓87.6%	174↑174.7%	653↑275.0%
EPS Diluted	11.26	7.46↓33.7%	-8.72↓216.9%	-5.83↑33.1%	10.91↑287.1%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Cash & Equivalents	190	144↓24.1%	158↑10.0%	200↑26.2%	157↓21.6%
Total Current Assets	259	209↓19.3%	209↑0.2%	246↑17.6%	191↓22.3%
Total Assets	4,608	4,508↓2.2%	4,630↑2.7%	4,790↑3.4%	5,340↑11.5%
Total Current Liabilities	744	267↓64.2%	219↓17.8%	234↑6.5%	0↓99.9%
Total Liabilities	3,423	3,329↓2.8%	3,694↑11.0%	4,022↑8.9%	4,363↑8.5%
Total Equity	1,185	1,180↓0.5%	937↓20.6%	767↓18.1%	977↑27.3%
Total Debt	2,997	2,899↓3.3%	3,318↑14.5%	3,673↑10.7%	4,132↑12.5%
Net Debt	2,808	2,755↓1.9%	3,160↑14.7%	3,473↑9.9%	3,975↑14.5%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Operating Cash Flow	303	211↓30.5%	153↓27.4%	156↑2.1%	153↓1.9%
Capital Expenditure	-33	-77↓129.4%	-52↑32.5%	-29↑43.9%	-26↑9.4%
Free Cash Flow	270	134↓50.3%	101↓24.5%	127↑25.6%	127↓0.2%
Stock-Based Comp	18	15↓16.0%	14↓10.1%	14↑1.1%	18↑30.4%
Net Change in Cash	0	-46↓10020.4%	14↑131.6%	42↑187.2%	-43↓203.8%

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

Explore More

Filter and sort all 500 stocks

Today's biggest gainers and losers

Visual sector performance