FCNCA
Next earnings: Jul 24, 2026 · Before open
Signal
Leaning Bullish1
Price
1
Move+0.08%Quiet session
Volume
1
Volume0.3× avgLight volume
Technical
1
RSIRSI 65Momentum positive
PRICE
Prev Close
1,983.82
Open
1,991.98
Day Range1,962.07 – 1,993.28
1,962.07
1,993.28
52W Range1,623.76 – 2,232.21
1,623.76
2,232.21
59% of range
VOLUME & SIZE
Avg Volume
96.8K
FUNDAMENTALS
P/E Ratio
11.4x
Value territory
EPS (TTM)
Div Yield
0.00%
Beta
1.01
Market-like
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
63% gross margin
Valuation
CHEAP
P/E 11x vs ~20x sector
Health
MODERATE
CR 0.1 (low) · FCF $173.67/sh
Bullish
Key MetricsTTM
Market Cap$23.07B
Revenue TTM$14.45B
Net Income TTM$2.26B
Free Cash Flow$2.07B
Gross Margin62.8%
Net Margin15.6%
Operating Margin20.9%
Return on Equity10.2%
Return on Assets1.0%
Debt / Equity1.54
Current Ratio0.15
EPS TTM$189.27

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
3 watch3 concern
23/100
Liquidity
0.15Concern
Leverage
1.54Watch
Coverage
0.6xConcern
ROE
10.2%Watch
ROIC
3.5%Concern
Cash
$20.6BWatch
ANALYST COVERAGE11 analysts
HOLD
+15.8%upside to target
L $2,050.00
Med $2,300.00consensus
H $2,346.00
Buy
436%
Hold
764%
4 Buy (36%)7 Hold (64%)0 Sell (0%)
Full report →
Stock Health
Composite Score
2 of 4 signals bullish
6/10
Technicals
RSI RangeRSI 65 — Bullish momentum
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.15 — liquidity risk

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendDeath Cross · 50D trails 200D by 0.2%

+1.8% vs SMA 50 · +1.6% vs SMA 200

Momentum

RSI65.3
Positive momentum, not extended
MACD-8.94
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$2,232+12.4%
EMA 50
$2,057+3.6%
Current
$1,985
EMA 200
$1,929-2.8%
52W Low
$1,624-18.2%
52-Week RangeMid-range
$1,62459th %ile$2,232
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 8 analysts

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$8.4B
$8.2B$9.0B
$173.58
±3%
High7
FY2024
$9.3B
$9.2B$9.4B
+10.2%$186.69+7.6%
±1%
High6
FY2025
$8.8B
$8.8B$8.8B
-5.2%$169.04-9.5%
±0%
High8
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 4 consecutive quarters
Earnings HistoryFCNCA
Last 8Q
+9.5%avg beat
Beat 6 of 8 quartersMissed 1 Estimates falling
+14%
Q3'24
-3%
Q4'24
+15%
Q1'25
Q2'25
+13%
Q3'25
+7%
Q4'25
+17%
Q1'26
+15%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Goldman SachsBuy → Neutral
Jan 6
DOWNGRADE
Piper SandlerNeutral
Jul 28
DOWNGRADE
WedbushBuy → Neutral
Sep 24
DOWNGRADE
Raymond JamesOutperform
Jul 2
UPGRADE
Piper SandlerNeutral
Apr 26
DOWNGRADE
UBSPositive
Apr 5
UPGRADE
UBSBuy
Apr 5
UPGRADE
CitigroupNeutral
Oct 6
DOWNGRADE
First ShanghaiHold
Apr 26
UPGRADE
Insider Activity
SEC Filings →
6 Buys/0 SellsNet Buying
Holding Frank B JrDir
$6K
Mar 19
BUY
Holding Frank B JrDir
$3K
Mar 17
BUY
Holding Frank B JrDir
$143K
Mar 19
BUY
Holding Frank B JrDir
$23K
Mar 13
BUY
Holding Frank B JrDir
$208K
Mar 13
BUY
Snow Ralph Mattox I…Dir
$21K
Mar 5
BUY
Financials
Dividends0.41% yield
+15.2% avg annual growth
Annual Yield0.41%
Quarterly Div.$2.1000
Est. Annual / Share$8.40
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
REINHART PARTNERS, INC.
78K
2
River Road Asset Management, LLC
50K
3
Alberta Investment Management Corp
36K
4
Sumitomo Mitsui Trust Holdings, Inc.
19K
5
CORTLAND ASSOCIATES INC/MO
17K
6
Bronte Capital Management Pty Ltd.
16K
7
Anchor Investment Management, LLC
13K
8
E. Ohman J:or Asset Management AB
13K
News & Activity

FCNCA News

20 articles · 4h ago

About

for more than 100 years, raleigh, n.c. -headquartered first citizens bank has helped customers do more with the money they earn, save and invest. along the way, we’ve built our company on such timeless values as integrity, hard work and taking the long-term view. in 1898, first citizens began as the bank of smithfield in johnston county, n.c. from a single office, first citizens has grown to more than 560 branches in 18 states. first citizens today is a full-service banking institution with more than 6,000 employees. our parent company, first citizens bancshares, inc. (nasdaq: fcnca), has more than $30 billion in assets. first citizens is now the country’s largest family-controlled bank, with a record of stable leadership few institutions can rival. first citizens offers: • traditional banking services. • essential business and professional services. • wealth management capabilities. • hundreds of branches and atms, a full-service telephone bank and sophisticated online and mobile bank

Industry
Monetary Authorities-Central Bank
CEO
Frank Holding
Deanna W. HartSenior Vice President of Investor Relations
Peter McDonald BristowPresident & Director