LYG
Next earnings: Jul 30, 2026 · Before open
Signal
Bullish Setup2
Price
1
Move+3.62%Strong session
Volume
1
Volume0.5× avgNormal activity
Technical
1
RSIRSI 54Momentum positive
PRICE
Prev Close
5.25
Open
5.36
Day Range5.34 – 5.47
5.34
5.47
52W Range3.75 – 6.34
3.75
6.34
65% of range
VOLUME & SIZE
Avg Volume
23.4M
FUNDAMENTALS
P/E Ratio
13.3x
Value territory
EPS (TTM)
Div Yield
0.05%
Beta
1.00
Market-like
Performance
1D
+3.62%
5D
+2.26%
1M
+12.63%
3M
-8.88%
6M
+16.24%
YTD
+2.64%
1Y
+37.72%
Best: 1Y (+37.72%)Worst: 3M (-8.88%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +73% YoY · 99% gross margin
Valuation
CHEAP
P/E 13x vs ~20x sector
Health
WEAK
CR 0.1 (low) · FCF negative
Bullish
Key MetricsTTM
Market Cap$58.25B
Revenue TTM$65.49B
Net Income TTM$5.06B
Free Cash Flow$0.00
Gross Margin99.1%
Net Margin25.9%
Operating Margin36.7%
Return on Equity10.8%
Return on Assets0.5%
Debt / Equity2.10
Current Ratio0.12
EPS TTM$0.09

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 watch5 concern
16/100
Liquidity
0.12Concern
Leverage
2.10Concern
Coverage
0.0xConcern
ROE
10.8%Watch
ROIC
1.1%Concern
Cash
$56.7BConcern
ANALYST COVERAGE24 analysts
BUY
-49.4%downside to target
Buy
1458%
Hold
833%
Sell
28%
14 Buy (58%)8 Hold (33%)2 Sell (9%)
Full report →
Stock Health
Composite Score
4 of 5 signals bullish
8/10
Technicals
RSI RangeRSI 54 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.12 — liquidity risk
Upcoming Events
EEarnings ReportMay 2, 2026
Tomorrow
DEx-Dividend DateJul 30, 2026
In 90 days
PDividend PaymentOct 30, 2026
In 182 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 7.1%

+2.0% vs SMA 50 · +9.2% vs SMA 200

Momentum

RSI53.8
Neutral territory
MACD+0.02
Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$6.34+16.5%
Current
$5.44
EMA 50
$5.37-1.3%
EMA 200
$4.94-9.3%
52W Low
$3.75-31.1%
52-Week RangeMid-range
$3.7565th %ile$6.34
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:0
Dist days:1
Edge:+1 dist
Volume Context
Avg Vol (50D)17.7M
Recent Vol (5D)
9.6M-46%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2025
$18.8B
$18.0B$19.5B
$0.30
±14%
Moderate4
FY2026(current)
$21.4B
$19.9B$22.2B
+13.7%$0.41+39.9%
±8%
Moderate4
FY2027
$23.0B
$21.5B$24.0B
+7.6%$0.50+20.3%
±6%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryLYG
Last 8Q
+7.1%avg beat
Beat 6 of 8 quartersMissed 2 Estimates rising
+35%
Q3'24
+13%
Q4'24
-38%
Q1'25
+38%
Q2'25
+40%
Q3'25
-58%
Q4'25
+9%
Q1'26
+18%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
Mild positive momentum
30d20
90d20
UBSNeutral → Buy
Apr 30
UPGRADE
CitigroupNeutral → Buy
Apr 9
UPGRADE
Goldman SachsNeutral → Buy
Aug 5
UPGRADE
RBC CapitalSector Perform → Outperform
Aug 4
UPGRADE
Morgan StanleyEqual-Weight → Overweight
Mar 4
UPGRADE
Morgan StanleyOverweight → Equal-Weight
Oct 30
DOWNGRADE
CitigroupNeutral
Aug 5
DOWNGRADE
UBSNeutral
Jul 30
DOWNGRADE
RBC CapitalSector Perform
Jul 26
DOWNGRADE
Exane BNP ParibasOutperform
Jul 5
UPGRADE
Financials
Dividends3.66% yield
+105.5% avg annual growth
Annual Yield3.66%
Annual Div.$0.1340
Est. Annual / Share$0.13
FrequencyAnnual
Q3'22
Q2'23
Q3'23
Q2'24
Q3'24
Q2'25
Q3'25
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Mondrian Investment Partners LTD
51.9M
2
Janney Montgomery Scott LLC
3.1M
3
QRG CAPITAL MANAGEMENT, INC.
1.5M
4
Ethic Inc.
1.5M
5
RITHOLTZ WEALTH MANAGEMENT
1.0M
6
Gradient Investments LLC
981K
7
Henry James International Management Inc.
681K
8
Skopos Labs, Inc.
602K
News & Activity

LYG News

20 articles · 4h ago

About

Lloyds Banking Group is a British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009. It is one of the UKs largest financial services organisations, with 30 million customers and 65,000 employees.

Industry
Monetary Authorities-Central Bank
CEO
Antonio Horta-Osorio
Country
United Kingdom
Peers(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
LYG
$5.44+3.62%$80.0B11.6+7281.1%716.8%1500
$396.06+0.57%$2.1T28.7+3296.8%4510.0%1500
$91.86+2.89%$318.3B14.0+318.8%1510.7%1500
$131.91+1.13%$306.2B22.6+586.3%1305.9%1500
$187.37+1.17%$290.5B28.1+862.9%1745.9%1500
$147.85+3.44%$282.1B21.0+597.3%2564.4%1500
$90.67+1.98%$256.7B14.5-591.0%668.4%1500
Sector avg+2.11%20.1+1764.6%1860.3%1500