OMF
Next earnings: Jul 24, 2026 · Before open
Signal
Bearish Setup2
Price
1
Move-3.71%Selling pressure
Volume
1
Volume1.0× avgNormal activity
Technical
1
RSIRSI 44Momentum negative
PRICE
Prev Close
58.77
Open
57.96
Day Range56.51 – 58.59
56.51
58.59
52W Range45.78 – 71.93
45.78
71.93
41% of range
VOLUME & SIZE
Avg Volume
1.6M
FUNDAMENTALS
P/E Ratio
8.4x
Value territory
EPS (TTM)
Div Yield
0.10%
Beta
1.20
Market-like
Performance
1D
-3.71%
5D
-4.62%
1M
+4.66%
3M
-13.42%
6M
-4.39%
YTD
-16.23%
1Y
+14.67%
Best: 1Y (+14.67%)Worst: YTD (-16.23%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +8% YoY · 55% gross margin
Valuation
CHEAP
P/E 8x vs ~20x sector
Health
WEAK
CR 0.0 (low) · FCF $27.47/sh
Bullish
Key MetricsTTM
Market Cap$6.63B
Revenue TTM$6.33B
Net Income TTM$796.00M
Free Cash Flow$3.21B
Gross Margin55.2%
Net Margin12.6%
Operating Margin21.3%
Return on Equity23.6%
Return on Assets2.9%
Debt / Equity6.63
Current Ratio0.00
EPS TTM$6.82

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong4 concern
31/100
Liquidity
0.00Concern
Leverage
6.63Concern
Coverage
1.1xConcern
ROE
23.6%Strong
ROIC
25.0%Strong
Cash
$914MConcern
ANALYST COVERAGE30 analysts
BUY
+25.5%upside to target
L $55.00
Med $71.00consensus
H $76.00
Buy
2273%
Hold
723%
Sell
13%
22 Buy (73%)7 Hold (23%)1 Sell (4%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
7/10
Technicals
RSI RangeRSI 44 — Bearish momentum
Volume
Volume FlowLean Accumulation
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
PDividend PaymentAug 21, 2026
In 110 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

DowntrendDeath Cross · 50D trails 200D by 2.4%

-3.1% vs SMA 50 · -5.4% vs SMA 200

Momentum

RSI44.0
Momentum fading
MACD+0.20
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$71.93+27.1%
EMA 50
$58.59+3.5%
EMA 200
$58.37+3.1%
Current
$56.59
52W Low
$45.78-19.1%
52-Week RangeMid-range
$45.7841th %ile$71.93
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:7
Dist days:5
Edge:+2 acc
Volume Context
Avg Vol (50D)971K
Recent Vol (5D)
988K+2%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 12 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$2.5B
$2.5B$2.5B
$4.87
±1%
High10
FY2024
$4.6B
$4.6B$4.6B
+81.7%$4.88+0.2%
±4%
High12
FY2025
$5.0B
$5.0B$5.0B
+9.4%$6.62+35.6%
±3%
High9
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 8 consecutive quarters
Earnings HistoryOMF
Last 8Q
+9.8%avg beat
Beat 8 of 8 quarters Estimates rising
+13%
Q3'24
+11%
Q4'24
+4%
Q1'25
+10%
Q2'25
+16%
Q3'25
+18%
Q4'25
+3%
Q1'26
+5%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
BarclaysOverweight → Equal-Weight
Jan 6
DOWNGRADE
Wells FargoOverweight
Jul 13
DOWNGRADE
Insider Activity
SEC Filings →
0 Buys/6 SellsNet Selling
NET SELLERS$0 bought · $300K sold · 30d window
Conrad Micah R.EVP & COO
$300K
Apr 17
SELL
Conrad Micah R.EVP & COO
$290K
Feb 26
SELL
Shulman Douglas H.Dir
$1.0M
Jan 2
SELL
Shulman Douglas H.Dir
$1.5M
Jan 2
SELL
Shulman Douglas H.Dir
$1.4M
Jan 2
SELL
Hedlund Michael Apao, SVP and G…
$40K
Nov 26
SELL
Financials
Dividends7.39% yield
+0.5% avg annual growth
Annual Yield7.39%
Quarterly Div.$1.0500
Est. Annual / Share$4.20
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Nuveen, LLC
1.5M
2
Janney Montgomery Scott LLC
484K
3
THRIVENT FINANCIAL FOR LUTHERANS
323K
4
Barnett & Company, Inc.
113K
5
WEDGE CAPITAL MANAGEMENT L L P/NC
82K
6
Asio Capital, LLC
81K
7
DAVENPORT & Co LLC
76K
8
NISA INVESTMENT ADVISORS, LLC
59K
News & Activity

OMF News

20 articles · 4h ago

About

onemain provides personal loans with one on one, local service at branches nationwide. with roots in lending that date back to 1912, we have been helping people achieve their goals and dreams for generations. our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options.

Industry
Credit Card Issuing
CEO
Douglas Shulman
Dinesh GoyalExecutive Vice President & Chief Credit and Customer Acquisition Officer
Douglas H. ShulmanChairman, President & Chief Executive Officer
Larry FitzpatrickExecutive Vice President & Chief Technology Officer
Peers(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
OMF
$56.59-3.71%$6.6B8.3+908.8%1254.4%1500
$397.67+0.41%$2.1T28.7+3296.8%4510.0%1500
$91.95+0.10%$316.0B14.1+318.8%1510.7%1500
$131.46-0.32%$305.1B22.6+586.3%1305.9%1500
$184.74-1.40%$286.4B27.2+862.9%1745.9%1500
$146.57-0.87%$279.7B21.0+597.3%2564.4%1500
$88.98-1.86%$251.9B14.4-591.0%668.4%1500
Sector avg-1.09%19.5+854.3%1937.1%1500