RM
Next earnings: Jul 29, 2026 · After close
Signal
Bearish Setup2
Price
1
Move-1.95%Negative session
Volume
1
Volume0.7× avgNormal activity
Technical
1
RSIRSI 40Momentum negative
PRICE
Prev Close
34.88
Open
34.78
Day Range33.30 – 34.81
33.30
34.81
52W Range26.06 – 46.00
26.06
46.00
41% of range
VOLUME & SIZE
Avg Volume
59.6K
FUNDAMENTALS
P/E Ratio
6.9x
Value territory
EPS (TTM)
Div Yield
0.04%
Beta
0.98
Market-like
Performance
1D
-1.95%
5D
-3.17%
1M
-11.26%
3M
-2.54%
6M
-8.97%
YTD
-11.74%
1Y
+19.79%
Best: 1Y (+19.79%)Worst: YTD (-11.74%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +11% YoY · 64% gross margin
Valuation
CHEAP
P/E 7x vs ~20x sector
Health
WEAK
CR 0.0 (low) · FCF $34.11/sh
Bullish
Key MetricsTTM
Market Cap$314.92M
Revenue TTM$659.90M
Net Income TTM$48.81M
Free Cash Flow$312.54M
Gross Margin63.7%
Net Margin7.4%
Operating Margin16.5%
Return on Equity13.2%
Return on Assets2.4%
Debt / Equity4.42
Current Ratio0.00
EPS TTM$5.33

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 watch5 concern
14/100
Liquidity
0.00Concern
Leverage
4.42Concern
Coverage
1.2xConcern
ROE
13.2%Watch
ROIC
4.0%Concern
Cash
$98MConcern
ANALYST COVERAGE15 analysts
HOLD
Buy
213%
Hold
1280%
Sell
17%
2 Buy (13%)12 Hold (80%)1 Sell (7%)
Full report →
Stock Health
Composite Score
1 of 5 signals bullish
3/10
Technicals
RSI RangeRSI 40 — Bearish momentum
Volume
Volume FlowDistribution — institutional selling
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings ReportMay 18, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 89 days
PDividend PaymentSep 10, 2026
In 116 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

DowntrendDeath Cross · 50D trails 200D by 7.6%

-1.1% vs SMA 50 · -8.6% vs SMA 200

Momentum

RSI39.6
Momentum fading
MACD-0.38
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$46.00+34.5%
EMA 200
$35.80+4.7%
EMA 50
$35.53+3.9%
Current
$34.20
52W Low
$26.06-23.8%
52-Week RangeMid-range
$26.0641th %ile$46.00
Squeeze SetupVolume-based
Distribution Pressure

Distribution pattern detected. More selling days than accumulation over the past 20 sessions. Not a conducive environment for a squeeze.

20-Day Money Flow
Acc days:2
Dist days:7
Edge:+5 dist
Volume Context
Avg Vol (50D)60K
Recent Vol (5D)
57K-5%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$551.8M
$549.3M$555.6M
$2.62
±1%
Low2
FY2024
$575.4M
$573.8M$577.1M
+4.3%$4.06+54.9%
±1%
Moderate4
FY2025
$623.5M
$620.7M$627.8M
+8.4%$4.45+9.8%
±1%
Low2
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryRM
Last 8Q
+17.8%avg beat
Beat 7 of 8 quartersMissed 1 Estimates rising
+51%
Q3'24
+12%
Q4'24
+11%
Q1'25
+4%
Q2'25
+43%
Q3'25
-3%
Q4'25
+2%
Q1'26
+21%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →
0 Buys/6 SellsNet Selling
NET SELLERS$0 bought · $1.1M sold · 30d window
Atwood Catherine RSVP and Genera…
$105K
May 11
SELL
Forager Fund, L.p.10 Percent Own…
$83K
Apr 28
SELL
Forager Fund, L.p.10 Percent Own…
$112K
Apr 29
SELL
Forager Fund, L.p.10 Percent Own…
$277K
Apr 17
SELL
Forager Fund, L.p.10 Percent Own…
$595K
Apr 20
SELL
Forager Fund, L.p.10 Percent Own…
$233K
Apr 21
SELL
Financials
Dividends3.51% yield
3 yrs of payments
Annual Yield3.51%
Quarterly Div.$0.3000
Est. Annual / Share$1.20
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
BlackRock, Inc.
1.1M
2
Forager Capital Management, LLC
1.0M
3
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
821K
4
DIMENSIONAL FUND ADVISORS LP
692K
5
LSV ASSET MANAGEMENT
343K
6
Tieton Capital Management, LLC
320K
7
AMERICAN CENTURY COMPANIES INC
261K
8
RENAISSANCE TECHNOLOGIES LLC
223K
News & Activity

RM News

About

regional management corp. is one of the leading consumer finance installment loan companies in the united states. founded in 1987, regional management corp has grown into a strong, trusting company that puts our customers first. rmc continues to provide our customers with not only a range of loans and financial products, but also the highest quality customer service. we believe that no one else works as hard as we do to earn and keep our customers business. we are proud of our hard working employees who are the reason for our success. as an employee with regional, you will find that you are an essential part of what creates the bigger picture. not only do we want to the best for our customer, but we also strive to help in the advancement of our employee’s careers. thus there are many opportunities for advancement within our company. we are currently looking for hard working, diligent individuals who truly believe in our mission, and hope to better the lives of the individuals we serv

Industry
Credit Card Issuing
CEO
Robert Beck
Brian J. FisherExecutive Vice President and Chief Strategy & Development Officer
Lakhbir LambaPresident, Chief Executive Officer & Director
Catherine AtwoodSenior Vice President, General Counsel & Secretary
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
RM
$34.20-1.95%$315M6.4+969.7%687.9%1500
$297.81-0.70%$798.0B14.11501
$325.75+1.00%$624.4B28.0+1134.0%5014.5%1501
$494.20+0.87%$436.7B28.3+1641.6%4564.7%1492
$49.77+0.00%$353.2B-45.1%1496
$192.51-1.04%$303.6B16.6+1147.7%1466.4%1528
$948.47-2.11%$279.8B15.9-138.4%1373.0%1524
Sector avg-0.56%18.2+784.9%2621.3%1506