SAN
Next earnings: Jul 22, 2026 · Before open
Signal
Leaning Bullish1
Price
1
Move-0.98%Quiet session
Volume
1
Volume0.4× avgLight volume
Technical
1
RSIRSI 53Momentum positive
PRICE
Prev Close
12.19
Open
12.19
Day Range12.03 – 12.28
12.03
12.28
52W Range7.14 – 13.24
7.14
13.24
81% of range
VOLUME & SIZE
Avg Volume
14.6M
FUNDAMENTALS
P/E Ratio
11.6x
Value territory
EPS (TTM)
Div Yield
0.04%
Beta
1.07
Market-like
Performance
1D
-0.98%
5D
+0.75%
1M
+5.78%
3M
-7.58%
6M
+18.92%
YTD
+2.90%
1Y
+69.05%
Best: 1Y (+69.05%)Worst: 3M (-7.58%)
Quick Read
TrendInsufficient MA data
Momentum
NEUTRAL
rev -6% · 52% gross margin
Valuation
CHEAP
P/E 12x vs ~20x sector
Health
MODERATE
CR 0.0 (low) · FCF $5.29/sh
Bullish
Key MetricsTTM
Market Cap$152.36B
Revenue TTM$73.16B
Net Income TTM$16.15B
Free Cash Flow-$12.30B
Gross Margin52.3%
Net Margin18.3%
Operating Margin21.3%
Return on Equity15.7%
Return on Assets0.9%
Debt / Equity4.09
Current Ratio0.00
EPS TTM$1.10

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong1 watch4 concern
17/100
Liquidity
0.00Concern
Leverage
4.09Concern
Coverage
1.3xConcern
ROE
15.7%Strong
ROIC
0.8%Concern
Cash
$179.3BWatch
ANALYST COVERAGE21 analysts
HOLD
-75.1%downside to target
Buy
1362%
Hold
524%
Sell
314%
13 Buy (62%)5 Hold (24%)3 Sell (14%)
Full report →
Stock Health
Composite Score
2 of 5 signals bullish
6/10
Technicals
RSI RangeRSI 53 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsMissed estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings Report · After CloseMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
PDividend PaymentAug 21, 2026
In 110 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 17.5%

+5.8% vs SMA 50 · +24.3% vs SMA 200

Momentum

RSI53.3
Neutral territory
MACD+0.16
Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$13.24+9.7%
Current
$12.07
EMA 50
$11.53-4.5%
EMA 200
$8.74-27.6%
52W Low
$7.14-40.8%
52-Week RangeNear 52-week high
$7.1481th %ile$13.24
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:6
Dist days:2
Edge:+4 acc
Volume Context
Avg Vol (50D)6.7M
Recent Vol (5D)
4.5M-33%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 9 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2024
$64.5B
$63.8B$65.2B
$0.80
±4%
High9
FY2025
$72.4B
$71.8B$73.1B
+12.3%$1.04+30.8%
±2%
High9
FY2026(current)
$73.4B
$72.9B$73.9B
+1.4%$1.19+14.5%
±13%
High8
Range confidence:Tight (high)ModerateWide (low)
Earnings HistorySAN
Last 8Q
-3.6%avg beat
Beat 1 of 8 quartersMissed 3 Estimates rising
Q3'24
Q4'24
+2%
Q1'25
Q2'25
-15%
Q3'25
-8%
Q4'25
Q1'26
-7%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
Neutral — mixed activity
90d10
SantanderBuy → Outperform
Feb 23
UPGRADE
SantanderHold → Buy
Jan 13
UPGRADE
SantanderOverweight → Hold
Dec 19
DOWNGRADE
SantanderBuy
Mar 7
UPGRADE
SantanderCautious → Buy
Apr 3
UPGRADE
Zacks Investment Re…Hold
Apr 26
DOWNGRADE
Insider Activity
SEC Filings →
6 Buys/0 SellsNet Buying
Nordstrom Michael N.Dir
$20K
Dec 3
BUY
Nordstrom Michael N.Dir
$1K
Dec 3
BUY
Nordstrom Michael N.Dir
$3K
Dec 3
BUY
Nordstrom Michael N.Dir
$740
Dec 3
BUY
Nordstrom Michael N.Dir
$2K
Dec 3
BUY
Nordstrom Michael N.Dir
$738
Dec 3
BUY
Financials
Dividends40.08% yield
+44.8% avg annual growth
Annual Yield40.08%
Annual Div.$0.1100
Est. Annual / Share$0.11
FrequencyAnnual
Q4'22
Q2'23
Q4'23
Q2'24
Q4'24
Q2'25
Q4'25
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Mondrian Investment Partners LTD
22.3M
2
QRG CAPITAL MANAGEMENT, INC.
1.5M
3
MARIETTA INVESTMENT PARTNERS LLC
521K
4
PARK AVENUE SECURITIES LLC
450K
5
RITHOLTZ WEALTH MANAGEMENT
424K
6
Skopos Labs, Inc.
376K
7
Ethic Inc.
363K
8
SIGNATUREFD, LLC
361K
News & Activity

SAN News

20 articles · 4h ago

About

Banco Santander, S.A., doing business as Santander Group, is a Spanish multinational financial services company based in Madrid and Santander in Spain. Additionally, Santander maintains a presence in all global financial centres as the 16th-largest banking institution in the world.

Industry
Monetary Authorities-Central Bank
CEO
Jose Alvarez
Country
Spain
Manuel Antonio Amaral Franco PretoSenior EVice President & Group Chief Accounting Officer
Manuel PretoSenior EVice President & Group Chief Accounting Officer
Peers(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
SAN
$12.07-0.98%$177.2B9.4-770.9%1176.1%1500
$397.67+0.41%$2.1T28.7+3296.8%4510.0%1500
$91.95+0.10%$316.0B14.1+318.8%1510.7%1500
$131.46-0.32%$305.1B22.6+586.3%1305.9%1500
$184.74-1.40%$286.4B27.2+862.9%1745.9%1500
$146.57-0.87%$279.7B21.0+597.3%2564.4%1500
$88.98-1.86%$251.9B14.4-591.0%668.4%1500
Sector avg-0.70%19.6+614.3%1925.9%1500