Swedbank AB (publ) (OTCPK:SWDBY) Q3 2025 Earnings Call October 23, 2025 3:30 AM EDT Company Participants Maria Caneman Jens Henriksson - President & CEO Jon Lidefelt - Chief Financial Officer Conference Call Participants Martin Ekstedt - Handelsbanken Capital Markets AB, Research Division Magnus Andersson - ABG Sundal Collier Holding ASA, Research Division Andreas Hakansson - SEB, Research Division Gulnara Saitkulova - Morgan Stanley, Research Division Markus Sandgren - Kepler Cheuvreux, Research Division Shrey Srivastava - Citigroup Inc., Research Division Namita Samtani - Barclays Bank PLC, Research Division Tarik El Mejjad - BofA Securities, Research Division Nicolas McBeath - DNB Carnegie, Research Division Sofie Caroline Peterzens - Goldman Sachs Group, Inc., Research Division Riccardo Rovere - Mediobanca - Banca di credito finanziario S.p.A., Research Division Presentation Maria Caneman Good morning, and thank you for dialing in this morning.