Upstart Holdings, Inc.UPSTNASDAQ
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Cash & Equivalents Over TimeContracting
Percentile Rank71
3Y CAGR+15.0%
5Y CAGR+20.5%
Studio
Year-over-Year Change

Cash on hand plus short-term liquid investments

3Y CAGR
+15.0%/yr
vs +56.0%/yr prior
5Y CAGR
+20.5%/yr
Recent deceleration
Acceleration
-41.0pp
Decelerating
Percentile
P71
Within normal range
vs 5Y Ago
2.5x
Strong expansion
Streak
1 yr
Consecutive declineContracting
PeriodValueYoY Change
2025$657.45M-17.2%
2024$793.61M+110.3%
2023$377.32M-12.7%
2022$432.41M-56.5%
2021$994.99M+284.5%
2020$258.77M+409.2%
2019$50.82M-30.4%
2018$73.04M-