Upstart Holdings, Inc.UPSTNASDAQ
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Debt to Assets Over TimeElevated
Percentile Rank88
3Y CAGR+3.5%
5Y CAGR+29.3%
Year-over-Year Change
Debt-to-assets ratio
3Y CAGR
+3.5%/yr
vs -7.8%/yr prior
5Y CAGR
+29.3%/yr
Recent deceleration
Acceleration
+11.2pp
Accelerating
Percentile
P88
Within normal range
vs 5Y Ago
3.6x
Strong expansion
Streak
2 yr
Consecutive growthElevated
| Period | Value | YoY Change |
|---|---|---|
| 2025 | 0.62 | +1.4% |
| 2024 | 0.61 | +12.2% |
| 2023 | 0.55 | -2.6% |
| 2022 | 0.56 | +28.5% |
| 2021 | 0.44 | +154.2% |
| 2020 | 0.17 | -50.1% |
| 2019 | 0.34 | -55.6% |
| 2018 | 0.78 | - |
| 2017 | 0.00 | - |