Upstart Holdings, Inc.UPSTNASDAQ
Loading
Net Debt Over TimeElevated
Percentile Rank100
3Y CAGR+22.1%
Studio
Year-over-Year Change

Total debt minus cash and cash equivalents

3Y CAGR
+22.1%/yr
vs +11.2%/yr prior
Acceleration
+10.9pp
Accelerating
Percentile
P100
Near historical high
vs 3Y Ago
1.8x
Solid growth
Streak
1 yr
Consecutive growthElevated
PeriodValueYoY Change
2025$1.19B+81.1%
2024$658.84M-9.2%
2023$725.42M+10.8%
2022$654.77M+428.7%
2021$-199.19M-12.7%
2020$-176.71M-308.3%
2019$84.85M-80.2%
2018$428.19M-