Upstart Holdings, Inc.UPSTNASDAQ
Loading
Total Debt Over TimeElevated
Percentile Rank100
3Y CAGR+19.4%
5Y CAGR+86.5%
Studio
Year-over-Year Change

Sum of short-term and long-term debt obligations

3Y CAGR
+19.4%/yr
vs +21.4%/yr prior
5Y CAGR
+86.5%/yr
Recent deceleration
Acceleration
-2.0pp
Decelerating
Percentile
P100
Near historical high
vs 5Y Ago
22.5x
Strong expansion
Streak
5 yr
Consecutive growthElevated
PeriodValueYoY Change
2025$1.85B+27.4%
2024$1.45B+31.7%
2023$1.10B+1.4%
2022$1.09B+36.6%
2021$795.80M+869.8%
2020$82.06M-39.5%
2019$135.67M-72.9%
2018$501.23M-