XP
Next earnings: May 19, 2026 · After close
Signal
Leaning Bullish1
Price
1
Move-0.52%Quiet session
Volume
1
Volume0.4× avgLight volume
Technical
1
RSIRSI 54Momentum positive
PRICE
Prev Close
19.16
Open
19.10
Day Range18.89 – 19.33
18.89
19.33
52W Range15.51 – 23.13
15.51
23.13
47% of range
VOLUME & SIZE
Avg Volume
5.9M
FUNDAMENTALS
P/E Ratio
9.8x
Value territory
EPS (TTM)
Div Yield
No dividend
Beta
1.26
Market-like
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +2% YoY · 67% gross margin
Valuation
CHEAP
P/E 10x vs ~20x sector
Health
MODERATE
CR 0.6 (low) · FCF $22.49/sh
Strong Buy
Key MetricsTTM
Market Cap$49.92B
Revenue TTM$18.36B
Net Income TTM$5.10B
Free Cash Flow$11.70B
Gross Margin67.4%
Net Margin27.8%
Operating Margin32.4%
Return on Equity22.5%
Return on Assets1.3%
Debt / Equity3.62
Current Ratio0.56
EPS TTM$9.80

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong4 concern
34/100
Liquidity
0.56Concern
Leverage
3.62Concern
Coverage
9.7xStrong
ROE
22.5%Strong
ROIC
1.4%Concern
Cash
$10.4BConcern
ANALYST COVERAGE9 analysts
BUY
+23.3%upside to target
L $22.00
Med $23.50consensus
H $25.00
Buy
778%
Hold
222%
7 Buy (78%)2 Hold (22%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 4 signals bullish
8/10
Technicals
RSI RangeRSI 54 — Bullish momentum
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.56 — liquidity risk

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

PullbackGolden Cross · 50D leads 200D by 7.4%

-3.6% vs SMA 50 · +3.6% vs SMA 200

Momentum

RSI53.9
Neutral territory
MACD-0.28
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$23.13+21.4%
EMA 50
$19.45+2.0%
Current
$19.06
EMA 200
$18.47-3.1%
52W Low
$15.51-18.6%
52-Week RangeMid-range
$15.5147th %ile$23.13
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 7 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2025
$18.3B
$17.9B$18.6B
$9.69
±3%
High7
FY2026(current)
$21.6B
$21.0B$22.2B
+18.1%$11.12+14.8%
±3%
High6
FY2027
$24.6B
$24.0B$25.2B
+13.8%$12.71+14.3%
±4%
High7
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryXP
Last 8Q
-11.2%avg beat
Beat 2 of 8 quartersMissed 5 Estimates falling
-2%
Q4'23
-8%
Q2'24
-80%
Q3'24
+3%
Q4'24
-3%
Q2'25
Q3'25
-2%
Q4'25
+2%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Itau BBAMarket Perform
Jun 23
DOWNGRADE
Morgan StanleyEqual-Weight → Overweight
May 13
UPGRADE
UBSBuy → Neutral
Jul 11
DOWNGRADE
BradescoOutperform → Neutral
Jul 2
DOWNGRADE
Goldman SachsBuy → Neutral
Apr 30
DOWNGRADE
Morgan StanleyEqual-Weight
Apr 22
DOWNGRADE
BradescoNeutral → Outperform
Jan 24
UPGRADE
Wells FargoOverweight
Dec 5
UPGRADE
BradescoNeutral
Aug 14
DOWNGRADE
Credit SuisseNeutral
Jul 20
UPGRADE
UBSBuy
Jun 7
UPGRADE
Insider Activity
SEC Filings →
0 Buys/1 SellNet Selling
Xpac Sponsor Llc
$0
Jul 27
SELL
Financials
Dividends0.94% yield
3 yrs of payments
Annual Yield0.94%
Annual Div.$0.1800
Est. Annual / Share$0.18
FrequencyAnnual
Q3'23
Q4'23
Q4'24
Q4'25

Dividend per payment — last 4 periods

INSTITUTIONAL OWNERSHIP

1
ARGA Investment Management, LP
20.7M
2
Ninety One UK Ltd
8.1M
3
Assenagon Asset Management S.A.
1.9M
4
Ninety One North America, Inc.
1.9M
5
Robeco Institutional Asset Management B.V.
1.7M
6
Nuveen, LLC
1.4M
7
HSBC HOLDINGS PLC
1.1M
8
Sumitomo Mitsui Trust Holdings, Inc.
872K
News & Activity

XP News

20 articles · 4h ago

About

o nosso propósito é transformar o mercado financeiro para melhorar a vida das pessoas. começamos em 2001, como um pequeno escritório de agentes autônomos de investimentos em porto alegre. chegamos até aqui com a dedicação de pessoas talentosas que, por meio da nossa cultura de sonho grande, mente aberta e espírito empreendedor, tiveram a autonomia e liberdade que precisavam para transformar o mercado financeiro.porém, sabemos que o desafio é muito maior. os grandes bancos ainda possuem 95% do mercado de investimentos no brasil, mas estamos aqui para romper essa lógica e melhorar a vida de muito mais pessoas. somos exatamente o que o sistema financeiro nunca foi.se você se identifica com esses conceitos e deseja construir algo especial, mergulhe de cabeça nesta oportunidade.

CEO
Thiago Maffra
Country
Brazil