CHYM
Q3 2026 EPS Estimate
$-0.01
Aug 6, 2026 · Reports before open
Revenue Estimate
$640M
FY2026E EPS$0.32
FY2027E EPS$0.76

Analyst Sentiment

Wall St. Consensus
Buy
9 analysts·Limited coverage
72
Score
8 Buy (89%)1 Hold (11%)0 Sell (0%)
Rating Breakdown
Strong Buy
00%
Buy
889%
Hold
111%
Sell
00%
Strong Sell
00%

Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.

Price Target Expectations

Bear
$26.00
+16.7%
Consensus
$29.50
+32.4%
Bull
$31.00
+39.1%
12-Month Target Range9 analysts
$26.00$29.50$31.00
Current $22.28Consensus
Current Price
$22.28
Upside to Consensus
$7.22

Price targets are 12-month analyst forecasts. Actual results depend on earnings, market conditions, and sector trends.

Earnings & Revenue Estimates

Forward Growth Estimates (YoY)
FY2027
Rev+19.19%
EPS+137.73%
FY2028
Rev+17.14%
EPS+51.42%
FY2029
Rev+21.64%
EPS+84.98%
Raw consensus estimates (low / average / high) from covering analysts.
Annual
MetricFY2026EFY2027EFY2028EFY2029E
Revenue Avg$2.68B$3.20B$3.75B$4.56B
Low$2.67B$3.12B$3.73B$4.47B
High$2.69B$3.27B$3.76B$4.66B
EBITDA Avg$-745M$-888M$-1.04B$-1.27B
Low$-748M$-908M$-1.04B$-1.29B
High$-742M$-866M$-1.04B$-1.24B
EBIT Avg$-776M$-925M$-1.08B$-1.32B
Low$-779M$-945M$-1.09B$-1.35B
High$-773M$-902M$-1.08B$-1.29B
Net Income Avg$129M$308M$419M$825M
Low$95M$203M$304M$804M
High$157M$505M$582M$849M
EPS Avg$0.32$0.76$1.15$2.13
Low$0.24$0.52$0.78$2.07
High$0.40$1.30$1.50$2.19
Analysts (Rev / EPS)15 / 1215 / 1211 / 85 / 6
Quarterly
MetricQ3 2026Q4 2026Q1 2027Q2 2027Q3 2027Q4 2027Q1 2028Q2 2028
Revenue Avg$669M$724M$772M$768M$802M$860M$914M$904M
Low$663M$715M$763M$758M$792M$849M$903M$893M
High$676M$734M$782M$777M$812M$871M$926M$915M
EBITDA Avg$-186M$-201M$-215M$-213M$-223M$-239M$-254M$-251M
Low$-188M$-204M$-217M$-216M$-226M$-242M$-257M$-254M
High$-184M$-199M$-212M$-211M$-220M$-236M$-251M$-248M
EBIT Avg$-194M$-210M$-223M$-222M$-232M$-249M$-264M$-261M
Low$-196M$-212M$-226M$-225M$-235M$-252M$-268M$-265M
High$-192M$-207M$-221M$-219M$-229M$-246M$-261M$-258M
Net Income Avg$24M$54M$86M$51M$79M$106M$155M$101M
Low$5M$53M$84M$51M$78M$105M$152M$100M
High$38M$55M$87M$52M$81M$108M$157M$103M
EPS Avg$0.06$0.14$0.21$0.13$0.20$0.27$0.39$0.25
Low$0.01$0.13$0.21$0.13$0.20$0.26$0.38$0.25
High$0.09$0.14$0.22$0.13$0.20$0.27$0.39$0.26
Analysts (Rev / EPS)12 / 911 / 76 / 36 / 36 / 46 / 36 / 45 / 4

Earnings Surprises

Recent Analyst Actions

Jul 8, 2026Barclays
Chime initiated with an Overweight at Barclays
Target:$26.00
+23.1%from $21.12
May 7, 2026Morgan Stanley
Chime price target raised to $31 from $30 at Morgan Stanley
Target:$31.00
+53.6%from $20.18
Apr 21, 2026BMO Capital
Chime initiated with an Outperform at BMO Capital
Target:$30.00
+28.0%from $23.43
Jan 26, 2026Redburn Partners
Chime initiated with a Neutral at Rothschild & Co Redburn
Target:$29.00
+9.6%from $26.46
Jan 6, 2026Goldman Sachs
Chime price target raised to $30 from $27 at Goldman Sachs
Target:$30.00
+7.8%from $27.82
Dec 1, 2025Goldman Sachs
Chime upgraded to Buy from Neutral at Goldman Sachs
Target:$27.00
+27.8%from $21.13
Nov 3, 2025Williams Trading
Jefferies Starts Chime Financial (CHYM) at Hold
Target:$17.00
-1.0%from $17.17
Sep 30, 2025Arete Research
Chime initiated with a Buy at Arete
Target:$34.00
+63.5%from $20.80
Aug 8, 2025UBS
Chime price target raised to $37 from $35 at UBS
Target:$37.00
+22.9%from $30.11
Jun 30, 2025Seaport Global
Chime initiated with a Buy at Seaport Research
Target:$37.00
+7.2%from $34.51
Data is provided for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.