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SOFI
OverviewIntelligenceChart
Signal
Bullish Setup2↑
Price
1↑
Move↑+2.05%Positive session
Volume
1→
Volume→1.2× avgNormal activity
Technical
1↑
RSI↑RSI 61Momentum positive
PRICE
Prev Close
16.10
Open
16.24
Day Range15.88 – 16.80
15.88
16.80
52W Range12.43 – 32.73
12.43
32.73
20% of range
VOLUME & SIZE
Avg Volume
67.4M
FUNDAMENTALS
P/E Ratio
36.5x
EPS (TTM)
—
Div Yield
No dividend
Beta
2.00
High vol
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
revenue +32% YoY · 76% gross margin
Valuation
EXPENSIVE
P/E 37x vs ~20x sector
Health
WEAK
CR 0.0 (low) · FCF negative
Neutral
Key MetricsTTM
Market Cap$20.95B
Revenue TTM$5.14B
Net Income TTM$576.93M
Free Cash Flow-$2.61B
Gross Margin76.0%
Net Margin11.2%
Operating Margin12.6%
Return on Equity6.2%
Return on Assets1.1%
Debt / Equity0.18
Current Ratio0.00
EPS TTM$0.45
Alpha SignalsView Intelligence →

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong1 watch4 concern
26/100
Liquidity
0.00Concern
Leverage
0.18Strong
Coverage
0.5xConcern
ROE
6.2%Concern
ROIC
1.1%Concern
Cash
$4.9BWatch
ANALYST COVERAGE26 analysts
HOLD
▲ +21.7%upside to target
L $16.00
Med $20.00consensus
H $28.00
Buy
935%
Hold
1350%
Sell
415%
9 Buy (35%)13 Hold (50%)4 Sell (15%)
Full report →
Stock Health
Composite Score
1 of 4 signals bullish
4/10
Technicals
●
RSI RangeRSI 61 — Bullish momentum
✓
Fundamentals
●
Last EarningsMissed estimates
✗
●
Analyst ConsensusHold
~
●
LiquidityCurrent Ratio 0.00 — liquidity risk
✗

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings Report · Before OpenMay 3, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 90 days
PDividend PaymentAug 21, 2026
In 111 days
Research
Fundamentals→Financials→Analysts→Earnings→Growth→Key Metrics→Technical Analysis→Intelligence→
Technicals
Technical SetupBEARISH
Technicals →

Trend

▼ DowntrendDeath Cross · 50D trails 200D by 16.9%

-17.0% vs SMA 50 · -31.0% vs SMA 200

Momentum

RSI61.5
Positive momentum, not extended
MACD-1.13
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$32.73+99.2%
EMA 200
$21.02+27.9%
EMA 50
$19.60+19.3%
Current
$16.43
52W Low
$12.43-24.3%
52-Week RangeNear 52-week low
$12.4320th %ile$32.73
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 15 analysts
Full estimates →
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2024
$2.5B
$2.5B–$2.6B
—$0.12—
±13%
High9
FY2025
$3.6B
$3.5B–$3.6B
▲ +39.8%$0.37▲ +203.5%
±4%
High12
FY2026(current)
$4.7B
$4.2B–$4.8B
▲ +31.0%$0.60▲ +65.4%
±2%
High15
Range confidence:Tight (high)ModerateWide (low)
Earnings HistorySOFI
Last 8Q
+39.5%avg beat
Beat 7 of 8 quarters↑ Estimates rising
+116%
Q3'24
+16%
Q4'24
+25%
Q1'25
+84%
Q2'25
+30%
Q3'25
+32%
Q4'25
+13%
Q1'26
—
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
Neutral — mixed activity
90d▲ 1▼ 0
CitigroupBuy → Outperform
Feb 9
UPGRADE
Bank of America Sec…Neutral → Underperform
Dec 9
DOWNGRADE
Keefe, Bruyette & W…Underperform → Market Perform
Oct 18
UPGRADE
Keefe, Bruyette & W…Underperform
Aug 1
DOWNGRADE
Morgan StanleyEqual-Weight → Underweight
Jul 13
DOWNGRADE
Piper SandlerOverweight → Neutral
Jun 16
DOWNGRADE
OppenheimerPerform
Jun 15
DOWNGRADE
WedbushOutperform → Underperform
May 15
DOWNGRADE
Bank of America Sec…Neutral → Buy
Sep 14
UPGRADE
CitigroupBuy
Aug 24
UPGRADE
Piper SandlerOverweight → Neutral
May 16
UPGRADE
WedbushBuy → Neutral
May 16
UPGRADE
Insider Activity
SEC Filings →
2 Buys/4 SellsNet Selling
NET SELLERS$0 bought · $188K sold · 30d window
Keough KelliEVP, GBUL, SIPS
$188K
Apr 21
SELL
Keough KelliEVP, GBUL, SIPS
$165K
Mar 20
SELL
Rishel JeremyChief Technolo…
$1.7M
Mar 18
SELL
Noto AnthonyCEO
$501K
Mar 17
BUY
Noto AnthonyCEO
$1.0M
Mar 2
BUY
Keough KelliEVP, GBUL, SIPS
$184K
Feb 20
SELL
Financials

INSTITUTIONAL OWNERSHIP

13-F Filings →
1
Sumitomo Mitsui Trust Holdings, Inc.
5.7M▲
2
Nuveen, LLC
3.4M▼
3
SBI Securities Co., Ltd.
1.1M▲
4
DIVERSIFY WEALTH MANAGEMENT, LLC
1.0M▲
5
SG Americas Securities, LLC
939K▲
6
HSBC HOLDINGS PLC
824K▲
7
Reynders McVeigh Capital Management, LLC
682K▲
8
Sumitomo Mitsui DS Asset Management Company, Ltd
525K▼
News & Activity

SOFI News

20 articles · 4h ago

About

No description available.

Sector
Finance and Insurance
Industry
Financial Transactions Processing, Reserve, and Clearinghouse Activities
William F. TanonaSenior Vice President of Corporate Development & Strategic Partnerships
Eric J. SchuppenhauerExecutive Vice President & Group Business Unit Leader of Borrow
Diane TuckerSenior Vice President of Global Operations

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