SA
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SoFi Technologies, Inc.(SOFI)
Closing price · checked 4:27 PM ETAbout this dataData status
$15.42▼-0.21 (-1.34%)
Extended:$15.29-0.13 (-0.84%)
Next report

Jan 29 2027in 76 days

EPS estimate

$0.20

Revenue estimate

$1.39B

EPS beats

12 of last 12

Earnings SurpriseEPS, actual vs estimateLatest +10.9%

How far reported EPS beat (+) or missed (−) the analyst estimate that stood when each report landed.

2024: 80.5%2024: 115.5%2024: 16.3%2025: 625.0%2025: 84.0%2025: 30.3%2025: 32.0%2026: 12.7%2026: 0.84%2026: 11.4%2026: 10.9%80.5%16.3%84.0%32.0%0.84%10.9%
Apr 29 2024Oct 27 2026
ReportedEPS estEPS actualSurpriseRevenue estRevenue actualSurprise
Oct 27 2026$0.16$0.18+10.9%$1.25B$1.37B+9.3%
Jul 29 2026$0.11$0.12+11.4%$1.11B$1.21B+8.1%
Apr 29 2026$0.12$0.12+0.8%$1.05B$1.09B+3.8%
Jan 30 2026$0.12$0.13+12.7%$977M$1.01B+3.6%
Oct 28 2025$0.08$0.11+32.0%$889M$962M+8.2%
Jul 29 2025$0.06$0.08+30.3%$804M$855M+6.3%
Apr 29 2025$0.03$0.06+84.0%$739M$772M+4.4%
Jan 27 2025$0.04$0.29+625.0%$675M$739M+9.6%
Oct 29 2024$0.04$0.05+16.3%$632M$694M+9.8%
Jul 30 2024$0.00$0.01+115.5%$567M$599M+5.7%
Apr 29 2024$0.01$0.02+80.5%$564M$586M+3.9%
Jan 29 2024$0.00$0.02+385.4%$571M$601M+5.1%

Earnings & Revenue Estimates

Forward Growth Estimates (YoY)
FY2027
Rev+26.85%
EPS+44.51%
FY2028
Rev+21.54%
EPS+27.54%
FY2029
Rev+19.87%
EPS+41.47%
Raw consensus estimates (low / average / high) from covering analysts.
Annual
MetricFY2026EFY2027EFY2028EFY2029E
Revenue Avg$5.04B$6.39B$7.76B$9.31B
Low$5.01B$6.35B$7.08B$8.94B
High$5.09B$6.47B$8.10B$9.50B
EBITDA Avg$1.19B$1.61B$1.95B$2.81B
Low$1.13B$1.51B$1.61B$2.68B
High$1.26B$1.71B$2.28B$2.88B
EBIT Avg$958M$1.36B$1.67B$2.50B
Low$895M$1.26B$1.33B$2.37B
High$1.02B$1.46B$2.01B$2.57B
Net Income Avg$757M$1.08B$1.32B$1.97B
Low$707M$994M$1.05B$1.87B
High$807M$1.16B$1.59B$2.03B
EPS Avg$0.60$0.87$1.11$1.58
Low$0.57$0.79$0.84$1.49
High$0.64$0.92$1.27$1.62
Analysts (Rev / EPS)15 / 1315 / 1213 / 1511 / 9
Quarterly
MetricQ4 2026Q1 2027Q2 2027Q3 2027Q4 2027Q1 2028Q2 2028Q3 2028
Revenue Avg$1.39B$1.45B$1.55B$1.66B$1.72B$1.76B$1.86B$1.98B
Low$1.31B$1.43B$1.48B$1.59B$1.65B$1.69B$1.79B$1.90B
High$1.45B$1.48B$1.61B$1.72B$1.79B$1.83B$1.93B$2.05B
EBITDA Avg$404M$399M$427M$474M$498M$501M$531M$567M
Low$371M$366M$408M$452M$475M$478M$506M$540M
High$420M$415M$445M$494M$519M$522M$554M$591M
EBIT Avg$332M$327M$355M$401M$425M$427M$456M$491M
Low$298M$294M$335M$379M$401M$404M$432M$464M
High$348M$343M$372M$421M$446M$448M$479M$515M
Net Income Avg$262M$258M$280M$317M$335M$337M$361M$388M
Low$236M$232M$265M$300M$317M$319M$341M$367M
High$275M$271M$294M$333M$352M$354M$378M$407M
EPS Avg$0.19$0.19$0.21$0.23$0.25$0.25$0.27$0.29
Low$0.17$0.17$0.20$0.22$0.23$0.23$0.25$0.27
High$0.20$0.20$0.22$0.25$0.26$0.26$0.28$0.30
Analysts (Rev / EPS)10 / 78 / 55 / 34 / 35 / 33 / 44 / 43 / 4

Q3 2026
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Last reported Earnings history refreshes daily; a new report appears within about 2 daysAbout this data

Data is provided for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.