Live Oak Bancshares, Inc.LOBNYSE

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Overview News Fundamentals Key Metrics TTM Financials Earnings Growth Rating Analysts Institutional Peers Historical

Analyst Sentiment

Analysts lean bullish — 71% recommend buying.

Consensus Rating

Buy

7 analysts·Limited coverage

71%

Rating Distribution

Strong Buy

00%

Buy

571%

Hold

229%

Sell

00%

Strong Sell

00%

Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.

Price Target Expectations

Analysts see moderate upside — consensus target 16% higher.

Bear Case

$35.00

-4%

Consensus

$42.33

+16%

Bull Case

$50.00

+37%

Price Range7 analysts

Low

Consensus

High

$35.00

$50.00

Current Target

Current Price

$36.63

Upside to Target

$5.70

Price targets are 12-month forecasts. Actual results depend on earnings, market conditions, and sector trends.

Earnings & Revenue Estimates

2026E$3.04(3 analysts)

P/E24x

Current: 24.1x

Actual

Estimate

Range (Low–High)

Stock Alarm Pro

Forward Growth Estimates (YoY)

FY2027

Rev+14.98%

EPS+34.93%

Earnings Surprises

Beat rate:33%(4/12 quarters)

Avg surprise:-13.2%

Beat

Miss

Inline

Estimate

Based on reported EPS vs consensus estimate.

Recent Analyst Actions

Oct 24, 2025Piper Sandler

Live Oak Bancshares price target lowered to $35 from $37 at Piper Sandler

Target:$35.00

+2.0%from $34.32

Sep 24, 2025National Bank

Live Oak Bancshares initiated with a Buy at TD Cowen

Target:$50.00

+39.7%from $35.80

Sep 9, 2025Cantor Fitzgerald

Live Oak Bancshares initiated with a Neutral at Cantor Fitzgerald

Target:$42.00

+14.4%from $36.72

Jul 29, 2024Piper Sandler

Live Oak Bancshares price target raised to $46 from $36 at Piper Sandler

Target:$46.00

+0.7%from $45.66

Jul 8, 2024Truist Financial

Live Oak Bancshares price target lowered to $38 from $40 at Truist

Target:$38.00

+13.6%from $33.45

Feb 1, 2023Truist Financial

Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $37

Target:$37.00

+8.1%from $34.23

Dec 13, 2022J.P. Morgan

JP Morgan Downgrades Live Oak Bancshares to Underweight, Lowers Price Target to $30

Target:$30.00

-10.0%from $33.35

Sep 14, 2022Truist Financial

Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $45

Target:$45.00

+33.0%from $33.84

Aug 15, 2022Truist Financial

Truist Securities Maintains Buy on Live Oak Bancshares, Raises Price Target to $55

Target:$55.00

+26.0%from $43.66

Jun 15, 2022Truist Financial

Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $49

Target:$49.00

+40.9%from $34.77

Apr 29, 2022Raymond James

Raymond James Maintains Outperform on Live Oak Bancshares, Lowers Price Target to $55

Target:$55.00

+22.8%from $44.78

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