LOB
Q4 2026 EPS Estimate
$0.82
Oct 28, 2026 · Reports after close
Revenue Estimate
$164M
FY2026E EPS$3.09
FY2027E EPS$4.20

Analyst Sentiment

Wall St. Consensus
Buy
9 analysts·Limited coverage
67
Score
6 Buy (67%)3 Hold (33%)0 Sell (0%)
Rating Breakdown
Strong Buy
00%
Buy
667%
Hold
333%
Sell
00%
Strong Sell
00%

Analyst ratings reflect Wall Street opinion, not guarantees. Historical accuracy varies by firm and sector.

Price Target Expectations

Bear
$41.00
-4.6%
Consensus
$42.50
-1.1%
Bull
$44.00
+2.4%
12-Month Target Range9 analysts
$41.00$42.50$44.00
Current $42.98Consensus
Current Price
$42.98
Above Consensus
$0.48

Price targets are 12-month analyst forecasts. Actual results depend on earnings, market conditions, and sector trends.

Earnings & Revenue Estimates

Forward Growth Estimates (YoY)
FY2027
Rev+14.94%
EPS+35.90%
Raw consensus estimates (low / average / high) from covering analysts.
Annual
MetricFY2026EFY2027E
Revenue Avg$641M$737M
Low$639M$734M
High$643M$740M
EBITDA Avg$173M$198M
Low$172M$198M
High$173M$199M
EBIT Avg$152M$175M
Low$152M$174M
High$153M$176M
Net Income Avg$143M$191M
Low$140M$188M
High$146M$203M
EPS Avg$3.09$4.20
Low$3.02$4.05
High$3.16$4.39
Analysts (Rev / EPS)2 / 23 / 4
Quarterly
MetricQ3 2026Q4 2026Q1 2027Q2 2027Q3 2027Q4 2027
Revenue Avg$164M$171M$170M$180M$189M$196M
Low$163M$169M$169M$179M$187M$194M
High$164M$172M$171M$181M$190M$197M
EBITDA Avg$44M$46M$46M$48M$51M$53M
Low$44M$45M$45M$48M$50M$52M
High$44M$46M$46M$49M$51M$53M
EBIT Avg$39M$40M$40M$43M$45M$46M
Low$39M$40M$40M$42M$44M$46M
High$39M$41M$41M$43M$45M$47M
Net Income Avg$38M$42M$40M$47M$52M$55M
Low$35M$42M$40M$47M$51M$54M
High$41M$43M$40M$48M$52M$55M
EPS Avg$0.81$0.91$0.86$1.02$1.11$1.17
Low$0.76$0.90$0.85$1.01$1.10$1.16
High$0.89$0.92$0.87$1.03$1.12$1.18
Analysts (Rev / EPS)2 / 32 / 31 / 11 / 11 / 11 / 1

Earnings Surprises

Recent Analyst Actions

Jul 15, 2026Cantor Fitzgerald
Live Oak Bancshares price target raised to $44 from $41 at Cantor Fitzgerald
Target:$44.00
+5.9%from $41.54
Apr 27, 2026Piper Sandler
Live Oak Bancshares price target raised to $41 from $40 at Piper Sandler
Target:$41.00
+9.5%from $37.43
Oct 24, 2025Piper Sandler
Live Oak Bancshares price target lowered to $35 from $37 at Piper Sandler
Target:$35.00
+2.0%from $34.32
Sep 24, 2025National Bank
Live Oak Bancshares initiated with a Buy at TD Cowen
Target:$50.00
+39.7%from $35.80
Sep 9, 2025Cantor Fitzgerald
Live Oak Bancshares initiated with a Neutral at Cantor Fitzgerald
Target:$42.00
+14.4%from $36.72
Jul 29, 2024Piper Sandler
Live Oak Bancshares price target raised to $46 from $36 at Piper Sandler
Target:$46.00
+0.7%from $45.66
Jul 8, 2024Truist Financial
Live Oak Bancshares price target lowered to $38 from $40 at Truist
Target:$38.00
+13.6%from $33.45
Feb 1, 2023Truist Financial
Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $37
Target:$37.00
+8.1%from $34.23
Dec 13, 2022J.P. Morgan
JP Morgan Downgrades Live Oak Bancshares to Underweight, Lowers Price Target to $30
Target:$30.00
-10.0%from $33.35
Sep 14, 2022Truist Financial
Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $45
Target:$45.00
+33.0%from $33.84
Aug 15, 2022Truist Financial
Truist Securities Maintains Buy on Live Oak Bancshares, Raises Price Target to $55
Target:$55.00
+26.0%from $43.66
Jun 15, 2022Truist Financial
Truist Securities Maintains Buy on Live Oak Bancshares, Lowers Price Target to $49
Target:$49.00
+40.9%from $34.77
Apr 29, 2022Raymond James
Raymond James Maintains Outperform on Live Oak Bancshares, Lowers Price Target to $55
Target:$55.00
+22.8%from $44.78
Data is provided for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.